Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tia Simon

We Love Healthy Paws Pet Insurance!

When a beloved pet is suffering, the focus should be on them and not on the cost of veterinary care. With pet insurance, we are able to make medical decisions in our pets' best interest, and the issue of cost goes away. Imagine that! Cost is not in the equation. We've had Healthy Paws Pet Insurance for a decade and they are fantastic. They have very reasonable rates that are more than made up for by the coverage they provide. They even cover costly ailments like allergies and cancer treatments. They are always accessible, are extremely kind and personable, and are both accurate and immediate with vet bill refunds. Signing up is super easy and the terms are simple, as in one-page simple! There are no hidden agendas - it's honest and face value. With Healthy Paws, we feel financially confident in giving our pets the best possible veterinary care. Thank you, Healthy Paws, for taking such good care of our family these past ten years! Tia
5

out of 5

POSTED: | BY: Alison

Best insurance ever

I have been a customer for about a year now. My cat recently torn her crucate ligament and healthypaws has been amazing. With quick claim process through phone app and fast turn around with reimbursement, I was able to afford the needed surgery and post care to get my cat to her prior playful self. With be a healthypaws customer for life.
5

out of 5

POSTED: | BY: B.H. Baek

Insurance put me and my dog (Happy) first!!!!

I can not say enough how wonderful it has been with the healthy paws insurance. They don't question much about the bill I submit with my mobile phone. Just simply taking a photo of receipt and I see my reimbursement in 2-3 business days. They don't try to question about the bill but more on my dog's health. When I call the phone number, I actually talk to the rep within a min and always give a clear answer and you can tell they care about our four-legged family members. You will feel that care over the phone. It does not feel like talking to the insurance company rep but a freind who loves the animals. Just wonderful company to work with. You don't have to worry about the bill but your dog/cat who need the medical attentions!
5

out of 5

POSTED: | BY: Hayley H

Healthy Paws saved my dog’s life

Getting Healthy Paws for my 2 dogs is the best pet parenting decision I’ve ever made. Their customer service is stellar, their coverage is comprehensive, and there has never been so much as a hiccup when processing my claims. I have paid about $80/month for my Great Dane since I got him at 6 months, plus the $200 annual deductible. He is now 1.5 years old, and Healthy Paws has readily reimbursed over $6,500 for his unforeseen medical issues. I can say with confidence that Healthy Paws has saved his life, by allowing him to be hospitalized at a top-tier veterinary school to receive life saving care. The peace of mind alone is worth it , to me — I am so relieved knowing that I can take my dogs to any vet at any time if I suspect something might be wrong. I will ALWAYS have Healthy Paws insurance for my dogs moving forward.
5

out of 5

POSTED: | BY: michelle

BEST coverage and support for your furbaby

Healthypaws has done it again! They provide awesome coverage and incredible customer service... I recommend them to everyone!!! In 2016, my dog had spine surgery, and what do ya know... not even two years later, he injured another part of his cervical spine- and with my plan, I had 90% coverage (so there was no second thought at getting my pup fixed) and the claim was processed and my expenses we reimbursed the following week! They also checked in on Harley post op and sent their well wishes... it means a lot! Without them, Harley would not be standing on his own, let alone walking (it melts my heart to see him happy and painfree again!)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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