Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christopher Jaggie

Life Saving Policy

Our 3 year old bulldog went in for surgery to open up his airways to help him breathe more freely, but complications from the surgery resulted in him not being able to breathe at all. A planned overnight visit turned into six. Twice during the week the vet called me to caution they were concerned he would die soon. For all the pain it put him through, it was an emotional nightmare for us. In the end, he was transferred to another hospital where a second procedure cleared his airway and saved his life. The vet bill accumulated to $11,000, which we had to draw down our savings, borrow money from family, and open a new credit card to cover. Honestly, we didn’t have the financial ability to handle that expense, and the only reason we did was because of our confidence in our policy with Healthy Paws. And sure enough, less than a week after filing a claim it was approved, and our policy reibursed nearly 90% of the bill. What they cover and what they don’t is very clear from the start, and customer service is incredible. Representatives seemed genuinely concerned for the wellbeing of our dog in follow up calls and email. Our policy with Healthy Paws saved our dog’s life- we never could have considered the life saving procedure s that were necessary without it.
5

out of 5

POSTED: | BY: Holly

Very happy with Health Paws

My Jeffrey recently had surgery to have a growth removed from his side. Jeffrey was a rescue so I decided to get insurance for him right after he was adopted. I have had Healthy Paws for a few years now and fortunately this was the first time I needed to make a claim. The process was so easy and efficient. From time of submission to approval was less than 10 business days. I received all but my deductible back which I am so grateful for.
5

out of 5

POSTED: | BY: Kathryn

Peace of mind when my dog had to go to the ER.

When my one year old German Shepherd, Hercules, required two nights of an overnight stay because of inflamed intestines (and extreme dehydration), I was able to get him the best care for his condition knowing that most of his care would be covered by Healthy Paws. When the doctor recommended a procedure on his lymph nodes I was able to answer yes without concern for the cost. Healthy Paws also helps cover his follow up tests and checks in to see how he is doing. Their customer service team really knows how to make you feel at ease because you know they’re invested in the care of your pet.
5

out of 5

POSTED: | BY: cathy wilson

healthy paws is the best insurance ever!!!!

healthy paws is the best thing that ever happened to me and roxy!!! she had heart surgery a year ago and before the surgery could happen needed to be drained of fluid 3 separate times. That ended up being roughly about $3,000.00, the surgery was almost $7,000.00. healthy paws never asked me any questions, they paid 80% and continue to with her health issues. She has congestive heart failure and cancer, her medications are covered 80% as well. i never have to stress about being able to afford going to the vet again!!! One of the reasons I chose them is they don't have a limit!!! And their app is so easy to use, just take a pic of your invoice and submit!!! When i call they ask me how roxy is, and always to give her a hug!!! I could go on forever, my dog is my child, and without healthy paws i would have had to say goodbye to her a year ago!!! healthy paws is the best!!!
5

out of 5

POSTED: | BY: Karli

Get Healthy Paws!

I cannot say enough great things about Healthy Paws. Our dog, Siggi, got really sick and having Healthy Paws insurance gave her access to the care that she needed that she otherwise would not have had. The claims process was straightforward and fast. I will continue using Healthy Paws and would recommend to anyone with a loved pet!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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