Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Michael Kuhn

Never paid any claim citing vague "pre-existing" condition

My dog had pancreatitis before she was insured. This is a very specific diagnosis. Healthy Paws has denied every claim we have sent that has had anything to do with the GI tract.
5

out of 5

POSTED: | BY: Alicia

Fantastic pet insurance, easy claims, and fast reimbursement!

I have had Healthy Paws pet insurance for about 4 years now and it seriously has been a lifesaver. My dog developed chronic gastric problems in the past 2 years that have required multiple trips to a specialist, an endoscopy, and dental work related to his gastric disease. Healthy Paws was always there for us when we had questions about reimbursement for dental procedures we weren't sure would be covered and also acquiring the necessary paperwork to make our claims easy and convenient. It gave us peace of mind knowing we didn't have to worry about getting reimbursed for an expensive medication or whether an expensive test would be covered or not. I would recommend Healthy Paws to my friends, family, and anyone with a furry loved one.
5

out of 5

POSTED: | BY: Barbara Chism

Seamless

Sterling went through 2 surgeries to fix a Lactating Patella in both legs. Healthy Paws covered 80% of the cost of the surgery and saved me thousands of dollars. They made the process seamless. Warmest Regards Barb and Sterling
5

out of 5

POSTED: | BY: David

If you have a pet, you need pet insurance and if you need pet insurance, you need Healthy Paws!

These guys are quite literally life savers! I don't know that we would have been able to afford all the treatment for our dear, sweet, Clementine had it not been for Healthy Paws. We signed up for Healthy Paws just a few months before our pup was diagnosed with caner. Healthy Paws has covered 90% of her medications, lab work, and surgeries adding up to over $25,000 and counting. All you have to do is take a picture of the vet bill using the app and you'll get a check in the mail within the week (you can also sign up for direct deposit). It really could not be any easier! I recommend Healthy Paws to everyone I know.
5

out of 5

POSTED: | BY: Nicole

Healthy Paws is the ultimate peace of mind

As an emergency veterinarian and pet parent, I couldn't be more thankful for Healthy Paws insurance. My dog was a rescue. She was very ill when initially found. Since her recovery/adoption, she's been plagued with recurrent and progressing medical conditions. Despite being a veterinarian, I could never afford to treat her the way she needs on my own. I never have to worry about the cost, I can always focus on her health and quality of life thanks to HP insurance. They genuinely care and periodically check in on her via email. Submitting a claim is quick/easy, requires minimal time and reimbursement is quickly delivered! Please consider getting pet insurance, hopefully you never need it but if the time came, you can focus on the medicine and next best steps!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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