Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Josie

Exceeded My Expectations

I got a new puppy so I decided to get pet insurance for him. I have been a dog owner for 40 years but never had insurance before. I did lots of research and chose Healthy Paws. I am so so glad I did. He had an ER visit for repeated vomiting and then surgery for a possible bowel obstruction. Through all the stress of being worried for my boy, one less worry was how to pay for all of it. Healthy Paws paid their portion of the bill without hassle, even when he had to be put under again to repair the incision. I and my pup thank you, Healthy Paws!!!!!
5

out of 5

POSTED: | BY: Christina

Healthy Paws Ins gave me peace of mind.

My 9 year old Golden Retriever was diagnosed with cancer earlier this year. I was so overwhelmed when I found out. I was afraid I would not be able to pay for her treatment. Thankfully she was insured with Healthy Paws Ins. I submitted my claim and I had an email response immediately letting me know they received my claim and were working on it. Shortly thereafter I received their response that her treatment would be covered at 80% minus the annual deductible of $250. I'm very relieved that my fur baby is able to continue to receive the best treatment and I wont have to worry financially.
5

out of 5

POSTED: | BY: Alyssa

Amazing Customer Service

I am so grateful for Healthy Paws. My sister had bought me pet insurance for my labrador (who tends to eat things) a few years ago and since then she has had 3 medical procedures all of which Healthy Paws was able to cover 70% of the costs. It is super easy to submit your claim through their app, which makes the ease of everything so much better! Beyond the coverage, Healthy Paws kindly will send emails to check in on how she did post-op. Definitely worth the investment.
5

out of 5

POSTED: | BY: Oleg

The best Pet insurance ever.

After going from one Pet insurance to another I finally settled with Healthy Paws few years ago. I have to say that I realized how smart this decision was only now after my German shepherd had a complicated knee surgery with bill exceeding $5200. I submitted my claim and within 7 days it was processed and paid at 80% reimbursement. I'm extremely lucky and very happy to have this insurance and highly recommend it to every pet owner.
5

out of 5

POSTED: | BY: C

Look no further, HEALTHY PAWS pet insurance is the best!!!

I have been the owner of dogs most of my life. Due to health problems of my own, I utilize the services of a "trained service dog". The trainer whom I trained with required us to have pet insurance and after alot of research and yes, reading reviews, I decided Healthy Paws pet insurance was for us. Now, while we paid for insurance for over 2 years and never filed a claim (thankfully, because who wants a sick pup/cat), having this insurance is the best money I pay out every month. Unfortunately, my dog had some sort of stomach issue (colitis?) and weeks later after a freak accident, he was back at the vets office with a torn ACL. The expense for both of these combined has been over $3000.00!! So, having said all of that, I was very hesitant when it came to filing a claim and it's unfortunate that I wasted my time and energy over that because WOW, the process could not have been easier!! I simply took a picture of the vet bill, sent it in to Healthy Paws (via their app) and within 10-15 days, I had my portion of what was covered in my hand. There was no back and forth, they kept me informed every step of the way. Hands down the best decision was going with Healthy Paws!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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