Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Holly

Very happy with Health Paws

My Jeffrey recently had surgery to have a growth removed from his side. Jeffrey was a rescue so I decided to get insurance for him right after he was adopted. I have had Healthy Paws for a few years now and fortunately this was the first time I needed to make a claim. The process was so easy and efficient. From time of submission to approval was less than 10 business days. I received all but my deductible back which I am so grateful for.
5

out of 5

POSTED: | BY: Kathryn

Peace of mind when my dog had to go to the ER.

When my one year old German Shepherd, Hercules, required two nights of an overnight stay because of inflamed intestines (and extreme dehydration), I was able to get him the best care for his condition knowing that most of his care would be covered by Healthy Paws. When the doctor recommended a procedure on his lymph nodes I was able to answer yes without concern for the cost. Healthy Paws also helps cover his follow up tests and checks in to see how he is doing. Their customer service team really knows how to make you feel at ease because you know they’re invested in the care of your pet.
5

out of 5

POSTED: | BY: cathy wilson

healthy paws is the best insurance ever!!!!

healthy paws is the best thing that ever happened to me and roxy!!! she had heart surgery a year ago and before the surgery could happen needed to be drained of fluid 3 separate times. That ended up being roughly about $3,000.00, the surgery was almost $7,000.00. healthy paws never asked me any questions, they paid 80% and continue to with her health issues. She has congestive heart failure and cancer, her medications are covered 80% as well. i never have to stress about being able to afford going to the vet again!!! One of the reasons I chose them is they don't have a limit!!! And their app is so easy to use, just take a pic of your invoice and submit!!! When i call they ask me how roxy is, and always to give her a hug!!! I could go on forever, my dog is my child, and without healthy paws i would have had to say goodbye to her a year ago!!! healthy paws is the best!!!
5

out of 5

POSTED: | BY: Karli

Get Healthy Paws!

I cannot say enough great things about Healthy Paws. Our dog, Siggi, got really sick and having Healthy Paws insurance gave her access to the care that she needed that she otherwise would not have had. The claims process was straightforward and fast. I will continue using Healthy Paws and would recommend to anyone with a loved pet!
5

out of 5

POSTED: | BY: Teri

You care enough to insure your pets, so do your research and get the best!

A very short time after I signed up with Healthy Paws, both of my dogs needed expensive diagnostic testing, and one needed surgery to correct the development of tracheal paralysis which caused his airway to be too narrow to adequately oxygenate him. Both are senior dogs, a 10 and 12 year old, so the deductible was $750 a year, with a 60% reimbursement rate which I thought was fair because I hadn’t started them at a young age. Both are very healthy but I thought that at their age they might be more prone to accidental injury because they are active and regularly go to the dog park to play with other dogs. I had never imagined I would need to spend over $5000 for a medical issue on the older one, a Standard Labradoodle, and even the 10 year old Spitz has already cleared her deductible. The reimbursements from Healthy Paws were made promptly, professionally, and the staff is very cordial and caring about the welfare of my pets. I am so happy I did my research and didn’t settle on the company that would have been more convenient because my vet would do the paperwork, and another that friends at the Dog Park have. It’s very easy to submit claims via their app. Do your research - there are many independent reviews about this company. I hope you will never have to use it like I did, but if you do they will provide tremendous relief and support to enable you to care for your companion in the best possible way.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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