Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Alanna

I am so grateful to have purchased…

I am so grateful to have purchased Healthy Paws Insurance for my pets. I had to take my dog into the emergency the other evening. He had to stay almost 3 days and had many procedures. In the end he is doing AMAZING!! Healthy Paws paid for ALL of what my plan stated it would. You never really know until the time comes. It was such a relief to know that I was covered and could relax and enjoy having my healthy baby back home.
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2

out of 5

POSTED: | BY: Josh Despain

I have had my dog on this insurance…

I have had my dog on this insurance since a puppy. They constantly increase rates, state they cover unlimited but fail to mention constant normal procedures they do not cover and constantly increases rates. I have not been able to ever get money back and suggest finding a place that covers routine care especially preventative. Unless your dog is very sick its better to put the amount of money you want to spend on your dog monthly, in a dog savings account, find a better insurance that has more wide benefits and keep your deductible at a high amount while doing this to a sufficient saving amount, then cut them loose.They process claims quick but rarely do you qualify for any refund due to fine print and exclusions
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5

out of 5

POSTED: | BY: Lisa Caruso

I highly recommend Healthy Paws

I highly recommend Healthy Paws for your pet. It's so easy to submit a claim right through their app. Claims are processed quickly and claim reimbursements are paid in a timely manner.
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5

out of 5

POSTED: | BY: Ken Jones

Excellent customer service

Excellent customer service. Attentive staff.
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1

out of 5

POSTED: | BY: Iris Gonzalez

Very disappointed with Healthy Paws

Very disappointed with Healthy Paws. I have had a policy for my 4 cats for over 12 years at the limits I chose. A few months ago, Healthy Paws changed my plan. Coincidentally as my pets are at an age where they will begin to need more care. My plan went from $100 deductible - 10% coinsurance to $500 deductible- 30% coinsurance. This is a very unfair practice and of course, they know it is difficult to find another plan now that the pets are older. This has soured me on Healthy Paws and I would never recommend them. To me this feels like a very shady practice. :(
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Provider website

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Provider website

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