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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Blessed

Our German Shepherd went in late on a Friday night for emergency surgery. By some miracle he is recovering well. Without insurance for Healthy Paws we would have had no chance but to euthanize him. 4 days later when he was released we filed our claim and was paid 3 days later . I have very happy with our insurance and how it has been well worth the money.
  • INSURER: Healthy Paws
  • VETERINARIAN: University of Tennessee veterinary hospital
  • POSTED: 09/19/2024
  • BY: Michael
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

Very Pleased

I am very please and thankful that I have the insurance coverage for my animals because I got reimbursed money and it only took a few days for it to be wired to my bank.
  • INSURER: Lemonade
  • VETERINARIAN: Cumberland Animal Hospital, Dr.Alison
  • POSTED: 06/15/2024
  • BY: Dee
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 7 - 10

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5

out of 5

ASCPA delivered 100%

a couple of years after purchasing insurance from ASCPA, Sam was diagnosed the cancer. ASCPA paid every claim up to the limits of the policy and filing was as easy as scanning invoice and attaching it to short online claim form. They renewed during treatments with no repercussions. So glad I purchased the insurance.
  • INSURER: ASPCA
  • POSTED: 03/15/2024
  • BY: Eric
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

I company that not only goes above and beyond, they show that they care

I cannot express how satisfied I am with my experience with Healthy Paws insurance! I have 2 senior dogs with multiple health issues. Both pups have gone through various heath issues & surgeries over the past 5 yrs or so (seizures, spleen mass, cancer scare, diabetes, cataracts/blindness to name a few). Each time, Healthy Paws processed my claims within 1-3 business days (at most) and the reimbursement was in my checking account within 3-5 business days. If they have needed add'l info, they have contacted my vet themselves, which makes it seamless to me. Needless to say I have had numerous claims over the years and my premiums have only had a normal/expected yearly increase as they have a policy that incidents do not impact premiums. My monthly premiums are actually lower, sometimes far less, compared to my friend's premiums. During my pup's recent health issues, someone from Healthy Paws actually emailed me to express their sympathy for my pup's recent health issues and checking in to see how she is doing. I was very touched and could not believe an insurance company did this. Healthy Paws will absolutely be my pet insurance company for as long as I have pets. I highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 03/01/2024
  • BY: Carolyn
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Easy, but took long to process

This was my first time submitting a claim. It was easy to get the SOAP notes required from my vet, and inturn email everything to the claims dept. The time frame for claims is just a little long. Maybe it was because I had to send 12 months worth of notes and bills. Now that they have all that info, hopefully next time the process will be quicker. I was reimbursed what was expected.
  • INSURER: MetLife
  • POSTED: 03/01/2024
  • BY: Kimberly
  • BREED: Domestic Short Hair
  • AGE OF PET: Over 11 years

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5

out of 5

Great Service

I have had to file 2 claims. They were both very easy to do online and very fast response time. Would definitely recommend this pet insurance!
  • INSURER: Lemonade
  • POSTED: 01/03/2024
  • BY: Jessica
  • BREED: Aussiedoodle
  • AGE OF PET: 0 - 3

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5

out of 5

Ins

Have had NationwidePet ins. From the age of 8 weeks. They are fabulous. Would recommend highly no issues.
  • INSURER: Nationwide
  • VETERINARIAN: Animal
  • POSTED: 12/21/2023
  • BY: kenneth
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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5

out of 5

Exceptional coverage

I was skeptical about getting a pet insurance thinking that when I need to file a claim it will be a frustrating experience and a headache to get any claim approved. I was impressed how easy it was and the refunds were fair and as promised when I first registered.
  • INSURER: MetLife
  • VETERINARIAN: Lange Animal Hospital
  • POSTED: 11/30/2023
  • BY: Isabelle
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: Over 11 years

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4

out of 5

Excellent Responsiveness, Questionable Increases

I've had only great experiences with MetLife pet insurance in terms of phone responsiveness and ease of making a claim. My only concern is that my rate went up 40% in one year, and no one was able to adequately explain that large increase. I understand my dog is one year older and veterinarian care in TN may have increased from last year, but FORTY PERCENT?!?!? Still a better price than most, though the increase did cause me to shop around a bit. We'll see what next year bring...
  • INSURER: MetLife
  • POSTED: 11/15/2023
  • BY: Janet
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 7 - 10

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5

out of 5

This Is The Insurance You Want!

You would be a fool to sign up for any other pet insurance outside of Healthy Paws. I wish human insurance treated people the way this pet insurance does. Not only to the cover more than you expect, their customer service is beyond friendly and understanding. My cat went for cataract surgery, out of the $5,100 it would have cost me, Healthy Paws made it so I only paid $1,100. The refund was so fast and they followed up afterwards to check and see how he was recovering. They even offered to see if I could have qualified for them to pay it up front so it wouldn't have come out of my pocket. Even his pre-op appointment, I was calculating that I would have had maybe $200 come back to me out of the $1,095; they sent me $677 back. I was blown away. Without a doubt, Healthy Paws has saved and greatly improved the quality of life of my little baby. I couldn't be happier or more impressed with how wonderful they really are. 100/10 recommend. There truly is no competition.
  • INSURER: Healthy Paws
  • VETERINARIAN: The Eye Vets
  • POSTED: 10/26/2023
  • BY: Kaitlyn
  • BREED: Domestic Long Hair
  • AGE OF PET: 7 - 10

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