154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,592 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,317 reviews

4.9
Healthy Paws

10,763 reviews

4.9
Fetch

27,446 reviews

4.9
Pets Best

14,145 reviews

4.9
Trupanion

62,983 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 10, 2022

Easy to file a claim

Easy to file a claim. and it was processed within 1 day.

Insurer: Figo

By: Jim

March 10, 2022

Truepanion is awesome

Truepanion is awesome. They are so helpful and always answer my questions and I have been with them for 13 years now with different animals. I refer Trupanion to all my friends with pets.

Insurer: Trupanion

By: Lynda

March 10, 2022

Please, just get insurance for your pet.

As a committed corgi parent, I would never get a dog without insuring it. My first corgi was not insured and developed lymphoma and it cost my husband and I $15,000 in 15 weeks to give him chemo. Thank God, my second corgi was also insured since he also developed lymphoma and we could give him the very best medical support we could. It lengthened his life and for that we are forever grateful to Trupanion for that. We have two younger corgis now and while I don't expect trouble, I'm prepared for it if it happens.

Insurer: Trupanion Canada

By: Ann Given

March 10, 2022

My dog had a very bad case of…

My dog had a very bad case of vomit/diarrhea and I had to take her to the emergency. My dog stayed over night and eventually got better and Pets Best reimbursed me in 2.5 weeks. They emailed me saying that it can take up to 45 days for the reimbursement but it was rather quick!

Insurer: Pets Best

By: Helena

March 10, 2022

Easy Process but Slow Processing

The process was simple but it took a few weeks to get the reimbursement.

Insurer: Pets Best

By: Emily Green

Verified March 10, 2022

Good Plan and Easy Process

Owning a dog can get expensive over the lifetime of having them. After having different coverage for previous pets, I knew I wanted to get coverage for our new addition. Selecting a plan was easy. Coverage cost per month is manageable in relation to how much it costs without coverage. Submitting my claim was easy and the turnaround time on being reimbursed was much faster than I anticipated based on their estimate.

Insurer: ASPCA

By: DoingMyBest

March 10, 2022

Go with SPOT!

After switching over from Embrace, I can confidently say Spot is the #1 pet insurance provider. Spot’s customer service is fantastic. Whenever I have questions about claims, they always get back to me quickly and thoroughly. Plus, they gave me a $25 Amazon gift card for signing up.

Insurer: Spot

By: Chris

Useful
March 10, 2022

I haven't had any good experiences with…

I haven't had any good experiences with this company. My dog was diagnosed with Sterile Nodular Panniculitis. Trupanion denied claim and said it was allergy related. Had to file 2 appeals with help from my dog's Dermatologist. They finally overturned their decision but now say that it will cover treatment for disease but won't cover the Apoquel ( the meds the doctor put her on to treat SNP) and any lab work( the doctor needs to have lab work to check how the Apoquel is affecting her body). My dog was on Apoquel several years ago for Allergies. Trupanion wrote that since she had taken Apoquel before that now it won't be covered. The Apoquel she is on now is to treat her SNP, it is not for her allergies. Medications treat other conditions, not just one condition. So, in essence they aren't covering anything for this disease. I took her in yesterday for recheck for SNP. Nothing was covered according to the email I received from Trupanion. I called today to file another appeal for yesterday's decision from Trupanion. Who knew how stressful trying to get an insurance company to pay a claim is??? Claims are taking longer for payout amounts.

Insurer: Trupanion

By: dina carino

March 10, 2022

BEST Pet Insurance

After switching over from Embrace, I can confidently say Spot is the #1 pet insurance provider. Spot’s customer service is fantastic. Whenever I have questions about claims, they always get back to me quickly and thoroughly. Plus, they gave me a $25 Amazon gift card for signing up.

Insurer: Spot

By: Chris Holland

March 10, 2022

Go with SPOT!

After switching over from Embrace, I can confidently say Spot is the #1 pet insurance provider. Spot’s customer service is fantastic. Whenever I have questions about claims, they always get back to me quickly and thoroughly. Plus, they gave me a $25 Amazon gift card for signing up.

Insurer: Spot Canada

By: Chris

Useful

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