154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 10, 2022

I had an unexpected medical emergency…

I had an unexpected medical emergency with my cavalier spaniel on a Sunday. I had to take her to an emergency vet and the total bill was very expensive. Embrace insurance paid exactly what my policy said it would. They were very timely with their response and with my reimbursement as well. I would recommend them.

Insurer: Embrace

By: Kathy Bartholomew

Verified May 10, 2022

Well Designed App, Easy to use.

Well designed app, easy claims, and thorough, easy to read explanation of beneftie. Only minor criticisms of some app functionalities and slightly better explanations could be improved upon. But great overall.

Insurer: Figo

By: Kevin V.

Verified May 10, 2022

It was easy to use.

It was easy to use.

Insurer: ASPCA

By: Timothy Vogel

May 10, 2022

Excellent Service

Filed a claim and it was handled within 24 hours. Excellent and fast service.

Insurer: Pets Best

By: Malise McKenzie

May 10, 2022

Stay Away!

I never leave reviews, but if I could give negative scores to these guys, I would. The only good thing about this insurance company is that the reps you’ll speak with are super nice (they can’t help you - but they’re still very nice). My pup had a skin infection, so I submitted a claim. Easy, right? Wrong. They state that it should take between 15-20 days to get a response after you submit. No problem. On the 20th day, they tell me they need the entire medical and background file on my dog. No problem. Now it’s another 15-20 days. Just as were nearing the NEXT 20th day, I’m told it’s been denied due to it being “pre-existing” because it shows in our file that he had puppy acne. The rep told me I could contest it by going back to the vet and getting a written statement saying that it wasn’t pre-existing, but that I probably wouldn’t win - even with vet confirmation. I cancelled my account with them. If it was this much of a headache for a small issue like a skin infection - I can’t imagine the nonsense they’d pull for a bigger issue. I’ll put that $100/month into savings for future vet visits myself. Try them out if you’d like, hopefully you’ll have better luck with them then we did. Good luck.

Insurer: Pets Plus Us

By: Megan

Useful
Verified May 10, 2022

I have called about my dogs ACL being…

I have called about my dogs ACL being torn, and the devastation I was in and had great customer experience with Kyle. He was super friendly, knowledgeable, up front about expectations for getting my puppy taken care of and the claim submitted. The paperwork was sent out to my email within minutes of getting off the phone. The claim was submitted and processed just as quickly. Thank you Kyle for your hard work and dedication to my fur animal in helping me get him taken care of you're the best! Because of your amazing help, my dog is in full recovery and doing better! :D

Insurer: Embrace

By: Jamie Godfrey

May 10, 2022

Pets Best was very helpful and super…

Pets Best was very helpful and super prompt with a response.

Insurer: Pets Best

By: Erika Durell

May 10, 2022

We LOVE Fetch!!!

We are so very pleased we are with our policy with Fetch. When Vito started showing signs of allergy issues we wanted to do everything we could to try and work on them without going right to Apoquel or Cytopoint. Our vet has been amazing in helping us along this path with the allergy testing, allergy drops, Golden Link and the recommendation of CBD. And Fetch has been amazing in helping us cover these costs with our policy. The claim submitting process is so easy and their communication is outstanding. I tell everyone I can about Fetch and encourage them to get a policy for their dog. Thank you for being a wonderful company. Thank you for making things easier for us.

Insurer: Fetch

By: Erin L

Verified May 10, 2022

We LOVE Fetch!!!

We are so very pleased we are with our policy with Fetch. When Vito started showing signs of allergy issues we wanted to do everything we could to try and work on them without going right to Apoquel or Cytopoint. Our vet has been amazing in helping us along this path with the allergy testing, allergy drops, Golden Link and the recommendation of CBD. And Fetch has been amazing in helping us cover these costs with our policy. The claim submitting process is so easy and their communication is outstanding. I tell everyone I can about Fetch and encourage them to get a policy for their dog. Thank you for being a wonderful company. Thank you for making things easier for us.

Insurer: Fetch

By: Erin

Useful
May 10, 2022

Don't use this service

I would not recommend this service to anyone. It is a complete waste of money. I signed up for my 9-year old Staffie and every single claim filed got denied because of "pre existing" conditions. In my case they considered an upset stomach as a pre existing condition. Which insurance companies are not supposed to deny treatment for either way. I think this company is a scam. Stay away!

Insurer: Embrace

By: Karolina Johansson

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