154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 27, 2025

Immediate direct payment to vet.

You responded quickly to my pre-estimate request and paid your share to my vet directly right away.

Insurer: Trupanion

By: Chary Sloan

August 27, 2025

Very helpful

Very helpful. I had a ton of questions, and he answered every single one.

Insurer: Fetch

By: Marilyn Alauria

August 27, 2025

Amanda made adding policys a breeze

Amanda made adding my newest family members to my policy a breeze. She explained everything in detail and made sure I understood all my options.

Insurer: Fetch

By: Hailey Ray

August 27, 2025

Save your money

An absolute scam. My senior cat had a UTI this summer and an ER bill for $1300. They denied the claim stating the UTI is a "preexisting condition" because he has urinary crystals when there were no crystals present at the time of his ER visit and a UTI is a BACTERIAL INFECTION, completely unrelated and caused by grooming/ecoli. I worked as a vet assistant, in a vet hospital, and in animal welfare, I understand this condition and this is completely unrelated. For a human comparison, this is like going to the doctor for the flu and your insurance refusing to pay for the visit because you also have asthma. How can a cold or the flu be a preexisting condition??? They denied my claim, I filed an appeal, and they denied that, too, so I canceled my policy. For the $130/month I've paid for a year I could've paid his vet bill in cash instead of being out $1300 and having to deal with this. Save your time, energy, and money.

Insurer: Fetch

By: Kay

Verified August 27, 2025

Navigating the claim process is EASY!!!

I truly love how EMBRACE makes the process of filing a claim super easy. The App design is phenomenal, easy to navigate and understand. It makes an often nebulous task actually easy and fast. I am very happy with EMBRACE, and have recommended them to my sister for her Labrador.

Insurer: Embrace

By: Damon

Verified August 27, 2025

Such an easy process!

Such an easy process! I have had different pet insurance in the past but Nationwide's process to sign up and get started was so easy! And they accept whatever age of cat or dog. Not a lot of insurances allow older pets.

Insurer: Nationwide

By: Alicia E

August 27, 2025

Don't Waste Your $ on Pet Insurance!

I insured my dog and cat for 12 years with Nationwide. I regret that I did. It was a waste of money. I never made a claim for the cat, but the dog had several surgeries after she turned 10. She had three benign tumors removed. Then she developed lymphoma and had a fourth surgery. Her ultimate, fatal condition was a trigeminal nerve sheaf tumor, which was inoperable. She died August 1. I paid them thousands of dollars over the years. Between $15,000-20,000 for the two animals. The reimbursements were a small fraction of my costs for care. At one point, she had a tumor removed from her eyelid. The bill: $3,500. The reimbursement: about $700. What's the point of paying for insurance when the coverage is so miniscule? I would have saved thousands of dollars by having no insurance at all.

Insurer: Nationwide

By: Diane Ravitch

Verified August 27, 2025

I haven’t used it yet!

I haven’t used it yet!

Insurer: Pumpkin

By: Janelle Harris

Verified August 27, 2025

I did have a very good experience. I recommend to everybody have a dog thank you

Very happy with the company I’ll be refer to all my friend. Thank you so much.

Insurer: Spot

By: Pascale Dassonville

Verified August 27, 2025

My experience have been pretty good

My experience have been pretty good

Insurer: Spot

By: Reagan Stephens

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