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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 29, 2022

I have been a customer for over six…

I have been a customer for over six years and did not have any problems with submitting claims. That is until this year when I had to submit a claim for surgery for my port to fix his ccl. All of a sudden the claim was denied and excuses were made saying documentation does not exist and were missing even though the vet had sent them multiple times. It has been over three months and I still have to resubmit the same documents. Unacceptable response from them.

Insurer: Healthy Paws

By: RL

June 29, 2022

Just as Bad as People Insurance

Pets Best is no different than your typical human health plan. They offer limited coverage amounts for SOME needs, with categories quickly meeting their limit (even for a healthy pet!). We're in the process of getting our 18-month-old Newfie spayed. I say "in the process" because when we brought her in on the day she was to have the procedure the vet ran pre-op blood work and determined she had a low platelet count. We postponed the operation until we could determine the cause. Suspecting it was Lyme, the vet tested. Negative. They ran a few other tests to determine the cause. While we waited a few days for the results, I submitted the claim to Pet's Best. Two weeks later they finally responded of the $300+ bill they covered $30. The items for which the vet billed us either weren't covered by our policy (we have both Best Wellness and BestBenefit plans), or we had reached the maximum allowable limit for the particular service. The allowable limits are laughably low ($70 for blood tests), so those get burned through pretty quickly. Like most insurance companies, Pet's Best uses that infuriating language that's unique to their industry. Co-pay, co-insurance, deductible, etc. This is maddening when you're just trying to get some help with your pet's well-being and you're stymied by what the documentation says. I'm convinced the real problem with healthcare in our country, be it for people or pets, isn't the providers. It's the insurance companies. We're scheduled to have her spay done in about a month. We'll see if Pet's Best will pay out the whopping $150 they say they'll cover for a spay. We'll still have to pay close to $1000.

Insurer: Pets Best

By: Matt Norcia

Verified June 29, 2022

Great service

Great service

Insurer: ManyPets

By: customer

June 29, 2022

Happy Dog Mom

Nationwide has been helping me with my dog for over a year now and they’re always so nice and helpful!

Insurer: Nationwide

By: Jess

June 29, 2022

Submitting claims is easy and quick

Submitting claims is easy and quick. Pets Best always provides clear and quick payment and explanation of benefits.

Insurer: Pets Best

By: Rachel F

June 29, 2022

This is my second positive review in…

This is my second positive review in the last few weeks! Trupanion covered 90% of my vet bills twice in the past two years for my chihuahua (vomiting). This past Monday my chihuahua had knee surgery. My vet contacted Trupanion directly (I didn’t even have to make a call) and Trupanion paid the $2000 deposit prior to surgery and then paid 90% of my bill (over $5000!!!!!). I am just overwhelmed with gratitude and so happy I made the decision to choose Trupanion. I would have NEVER been able to afford this surgery (even if I had been saving for a couple of years). I understand that not everyone’s claims are accepted and I feel horrible for them. I am just sharing my own positive experiences. My plan is for 90% coverage with ZERO deductible. My monthly payment is a lot, but for me, it is worth it 100 times over 👌🏻

Insurer: Trupanion Canada

By: Chelsea Grunert

June 29, 2022

Pets Best is worth it

The claims process was easily made on my I phone. The reimbursement came in a timely manner. Pets Best kept me informed during the whole process of the claim. They reimbursed exactly to what the contract specified. Happy with them.

Insurer: Pets Best

By: Brian

Useful
Verified June 29, 2022

Trupanion is the best

Trupanion is the best. Expensive, but they've come through for each of my reasonable claims, most recently in a very big way. I'm so grateful, and able to get the best care for my beloved dog. Jan Marie Fortier

Insurer: Trupanion

By: Jan Marie

Useful
June 29, 2022

Great company!

So glad that my husband and I decided to get insurance for our puppy. After an unfortunate accident, he required extensive surgery to repair a broken leg. SPOT reimbursed us almost $4,000.00 which was 80% of our claim. They processed the claim quickly. I had to contact them a couple of times for other issues and was very pleased with their customer service. I would highly recommend this insurance company.

Insurer: Spot

By: J.Rose

Verified June 29, 2022

Denied for something that was not by a vet

My dog got denied for Respiratory issues because I was the mother of a New Dog and didnt know what was wrong They said because I stated it...It made it a pre existing condition..now has allergies They will pay for but not xrays...Your agreeing to the meds she got the meds because the xray was needed to see what may be wrong.P.S. I am Not A Vet...

Insurer: Trupanion

By: Kimberly

Useful

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