209,630+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,630 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,015 reviews

4.9
Fetch

5,290 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified December 08, 2025

Reimbursement received in timely manner.

Reimbursement received in timely manner.

Insurer: Spot

By: Christine C Zale

Verified December 08, 2025

10/10

I feel great knowing the process is very easy and fair to get reimbursement for medical emergencies. It allows me to focus on kiwi’s health and make decisions at a difficult time.

Insurer: MetLife

By: JAZMIN LOMTONG

Verified December 08, 2025

Long waiting period

Long waiting period. Does not state this when signing up, I would not recommend for emergencies.

Insurer: Nationwide

By: Customer

Verified December 08, 2025

The whole process was very easy to do…

The whole process was very easy to do online. We received a very quick response and were happy with our reimbursement. What more could you ask from an insurance company?

Insurer: MetLife

By: Rebecca

December 08, 2025

Don't insure with Healthy Paws. Years later, you'll be sad.

I've been a loyal customer of Healthy Paws Pet Insurance since 2016. No more happy customer now. I can no longer recommend them. And, I'm sorry for having recommended this company through the years. My dog had a yeast infection in her ears and was denied coverage because she had an ear infection of MRSA eight years ago when I first got her. She was not covered because it happened during the wait period. I understood that. At that time (2016), I asked if she would be covered in the future if it wasn't MRSA and if it was many years later. I was told that they would cover it. Well, they lied! She recently had a yeast overgrowth in her ears after eight years that was not MRSA, but they still denied covering it as though it was a pre-existing condition. Their insurance rates are increasing exponentially. Their coverage is less available along with higher premiums, higher deductibles, and higher costs with a smaller percentage covered. I've read that this is happening to so many customers who have faithfully paid thousands in premiums like I have, but are now treated poorly after many years. It is just not right. And, what makes it worse, we are trapped because our pets now have pre-existing conditions.

Insurer: Healthy Paws

By: melinda artoday

Verified December 08, 2025

The turnaround time for reimbursement…

The turnaround time for reimbursement was quick. There were no additional questions or need for follow-up.

Insurer: MetLife

By: Charrlee Mims

Verified December 08, 2025

The process is clear and swift

The process is clear and swift. Very nice.

Insurer: MetLife

By: VM

Verified December 07, 2025

They did not cover expenses I thought…

They did not cover expenses I thought they would.

Insurer: Spot

By: Sandra Ledbetter

Verified December 07, 2025

Fetch paid for my dog's spay surgery

I'm happy that Fetch paid for my dog's spay as well as some other items. However, Fetch denied payment for the double hernia repair surgery performed at the same time, because she was born with the hernias and they said it was a pre-existing condition. That's out of anyone's control, and the surgery was medically necessary, not a choice. I feel Fetch should have paid for the surgery because the hernias were growing and visible and they had to be repaired.

Insurer: Fetch

By: Diana Poole

Verified December 07, 2025

Fast and easy process filling Claims

Fast, easy process in filling out claim and uploading documents. Fast turnaround time receiving reimbursement. Love this pet insurance.

Insurer: MetLife

By: Michelle F

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