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Read the fine prints above potential policy coverage change
Please be careful with PetSecure regarding its insurance plan and coverage limitations. Plan and coverage details can change pretty unnoticeably without your consensus and agreement. We enrolled with PetSecure under the vet referral program for our large breed dog back in 2020. I have to give credits to PetScure related to its free trial period, claim process method, and the general coverage range of its plans. However, there are coverage limitations underneath its plans and not advertised anywhere. Moreover, these coverage limitations, and in fact, the policy coverage percentage could change based on the so-called company's "independent" review. To put a solid example, our dog was feeling a bit off (not willing to eat/drink for 2 days), and we visited our regular vet for a quick exam. The result was non-conclusive with a strong suspicion of hot weather/climate, and our dog recovered 2 days after the vet visit without any prescribed meds. Filed the claim with PetSecure, and then denied as the event was not an accident nor illness.... Moreover, at the end of 2021, we received a letter from PetSecure indicating our coverage will change from 80% to 50% in 2022, which is a 30% reduction in co-pay amount including the $200 deductible. Such that, previous a bill total of $250 will be able to satisfy each year's $200 deductible requirement, now will require a $400 bill total amount. Meanwhile, the main website still advertises 80% plan coverage....right, this is not a false advertisement for sure.... Anyway, one short conclusion, stay away from PetSeucre, and actually any majority of pet insurance providers if you have a healthy dog. Put away some money for special event of accident or major illness.
Insurer: Petsecure
By: Jay
Sent this feedback to the company
Sent this feedback to the company. Clearly they didn’t read my email and asked me to post it on this forum. Your wish is my command. I just wanted to thank your company for saving me money. I registered my dog for breeding just before he rebroke his leg. I didn’t even know I was getting insurance with the registration until after his ER trip. I called and they said wait until I was done with getting his second opinion and procedures for his leg. Thankfully I was able to file my claim within your 30 day free insurance time. Your company has shown me that continuing coverage for my dog would only waste my money as you covered absolutely nothing. Comments on reply: Kaylagh, He broken the same leg for a second time but you only reached out to the er veterinarian and not his normal veterinarian who I clearly stated I received a second opinion from and preformed his surgery required. Additionally your company ASKED me to post my review on my experience with your company on this website because you didn’t actually read my email to you. I’m sorry your company doesn’t like my honest review. It won’t change my opinion about your company’s work ethics. If we were talking about a human rebraking their leg their insurance would cover it.
Insurer: AKC
By: Nicole O'Keefe
The rates are some of the best…
The rates are some of the best available, and their online portal is very easy to use!
Insurer: Sonnet
By: Michael
Review 4 stars
I'm giving you 4 stars because every year the price seems to go up by quite a bit other than that everything else has been perfect
Insurer: Sonnet
By: Guy Handsome
Very simple and straightforward process.
Very simple and straightforward process.
Insurer: ASPCA
By: Jessy Long
Good service
Good service, good price and professional team 👏
Insurer: Sonnet
By: Marie Andree
Saved me 800 on an 1800 quote from my…
Saved me 800 on an 1800 quote from my long time carrier. Same coverage. Easy, quick, hassle free. Love that you never have to talk to anyone unless you want to.
Insurer: Sonnet
By: Brad Balkan
It was very easy to get online quote…
It was very easy to get online quote and switch to Sonnet. Saved a lot on insurance. Switch was seamless. All the insurance documents available online. I will suggest to get quote at least month before renewal.
Insurer: Sonnet
By: Jagjit
Cindy was so helpful when going over…
Cindy was so helpful when going over the different policies offered and was straightforward with what she thinks is the best for my pets. She even helped me break down individual costs so I know exactly what I will be paying for monthly!
Insurer: Prudent Pet
By: Michelle