154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 10, 2023

I was able to login and make a payment

I was able to login and make a payment

Insurer: ASPCA

By: Lula Sanders

Verified January 10, 2023

Not used yet can’t till after 1/17/2023

Not used yet can’t till after 1/17/2023

Insurer: ASPCA

By: Donna Rapp

January 10, 2023

Little to no coverage and terrible customer service

BEWARE! I made a huge mistake enrolling with spot pet insurance. They denied my claim for my dogs torn CCL surgery because they deemed it “pre-existing” because she tore her CCL on the opposite leg 4 years ago. This insurance is a scam and be careful, I used to have FIGO and I regret ever switching. Now I’m stuck with a bill even though my vet provided a letter stating it was not pre-existing.

Insurer: Spot

By: chance

Useful
Verified January 10, 2023

Excellent customer service!

It was great talking with Sylvia today. She clearly explained our benefits and all the different options. It’s people like her that keep us satisfied and loyal customers.

Insurer: Prudent Pet

By: Shane G

January 10, 2023

Little to no coverage and terrible customer service

BEWARE! I made a huge mistake enrolling with spot pet insurance. They denied my claim for my dogs torn CCL surgery because they deemed it “pre-existing” because she tore her CCL on the opposite leg 4 years ago. This insurance is a scam and be careful, I used to have FIGO and I regret ever switching. Now I’m stuck with a bill even though my vet provided a letter stating it was not pre-existing.

Insurer: Spot Canada

By: chance

Useful
January 10, 2023

Pets Best is truly a great insurance…

Pets Best is truly a great insurance company. They have different plans for different furparents. I know I can walk into any vet office and not I’m worry about the cost because Pets Best honestly takes care of you and it is a relief knowing your pet can be taken care of. IT IS WORTH EVERY PENNY.

Insurer: Pets Best

By: jacob sahagian

Verified January 10, 2023

I have not yet used the insurance

I have not yet used the insurance, but the registration process was easy and the information provided was thorough.

Insurer: Spot

By: Stephen Capellas

January 10, 2023

Highly disappointed pet owner.

Do not open an insurance plan with this company. We are very disappointed with the insurance that you offer. We have had this insurance for over 8 years, not one time did we have to use it. Now that our pet is getting older (10 years) she is now showing Illnesses and we now have additional cost to care for her. This insurance covers per condition, and the deductible starts over again, even if it is in the same calendar year. We totally disagree with this, 80% is covered of your cost. There are other insurance companies that covers 90% of the your cost. It is great when your pet is healthy but when they get older and you have additional cost that is when you find out, what a horrible plan you have. If something happens to our pet, and we decide to have a other pet, we will NEVER, take out an insurance plan with FETCH again!!! Hopefully others will read this and go with other insurance companies.

Insurer: Fetch

By: Cathleen Smith

Verified January 10, 2023

I do believe that this company is a…

I do believe that this company is a great one

Insurer: ASPCA

By: CONCEPCION SOARES

January 10, 2023

THE Best Pet Health Insurance

I have been an Embrace customer for 7 years, through 2 dogs, and have made thousands of dollars' worth of claims (my first dog covered was an aging Lab whose health deteriorated rapidly--and expensively--in the final year of her life.) Through it all, Embrace has always provided impeccable, flexible, caring and compassionate service. And the website and claim submission system are super easy to use.

Insurer: Embrace

By: Tiffany Windish

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