217,727+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,727 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Karley was fantastic with helping…
Karley was fantastic with helping clarify a few items. I ended up getting a great policy for my young cat. Great support-easy process online.
Insurer: Fetch
By: Brittany Hummel
they cover nothing and the expense of…
they cover nothing and the expense of the cost goes up every year. i woukd never recommend anyone to this insurance and neither would my sister and myv2 sons who also has tgen
Insurer: Trupanion
By: darlene
We haven't used any services yet
We haven't used any services yet. Can't really comment at this time.
Insurer: Pumpkin
By: DAVID
Easy claim process
Easy claim process, quick decision and payment.
Insurer: MetLife
By: customer
Great App/ Service
Navigating the app is very easy. Making a claim is straight forward and easy. The waiting period is not lengthy.
Insurer: Spot
By: Darcy Gutierrez
My baby was in the ICU for 72 hours and…
My baby was in the ICU for 72 hours and the bill was high. Met Life Pet sent a check within 1 week of me submitting the information. Fast service and condolences because my baby passed away
Insurer: MetLife
By: Pat Holbert
Unexpected MRI expense
My dog Eddie developed spinal pain and needed an MRI. The veterinary hospital was able to get my claim approved in just a few minutes and directly paid for. I didn't have to submit anything myself. I didn't have to wait on a claim or refund, I just paid the hospital the remainder of what I owed for my deductible. It was very convenient.
Insurer: Trupanion
By: Jennifer
Truly grateful
I am truly grateful for MetLife Pet Insurance. From the beginning and all the way until my pet passed away, they supported me during one of the hardest times of my life. Their coverage and guidance helped ease the financial stress, allowing me to focus on loving and caring for my pet until the very end. The claims process was clear. I highly recommend MetLife to any pet parent who wants compassionate and reliable support.
Insurer: MetLife
By: Ismaray Cespedes
2026 renewal increase doubled.
Began my policy with Embrace back in 2019 with a few month old chi/terrier mix added a pet in 2023 ….same chi/terrier mix breed and she was 7 months Insurance for both pets per month was $51.32, 2024 raised to 66.84, 2025 raised to 72.34, 2026 nearly doubled to 129.60 with a 7 and a barely 3 year old. I had a $500 deductible with a $10,000 annual max reimbursement at 80-90%, both dogs no pre existing conditions. I’ve never used my insurance. I found the Spca does a vaccine clinic at our local Petco so that’s where we go for discounted vaccines, exams, and prescriptions for heart guard which I have filled at Costco as it’s been the cheapest option I found. I called embrace and was very transparent and let them know I obtained a policy quote with Pets best for $63.41 monthly with the same deductible, reimbursement percentage however the annual reimbursement amount was unlimited. Embrace was willing to work with me, but the best rate they could give me involved creating a brand new policy with a $108. Monthly rate, a $20. Difference after years of business! Disappointing to say the least. I’m glad I didn’t just trust my annual renewal and that I took the time and did some shopping. I’ll be saving $45. Monthly and $540. This year by dropping embrace and switching to Pets best even with a dog 6 years older and 2 years older. Take away, Embrace rates have doubled and you can find more affordable plans. I imagine the number of consumers that do switch “their” premium will be covered by those who stayed (not knowing any better) while embrace has less coverages and less liability. When someone raises your rates, ask why and shop around. It can be better.
Insurer: Embrace
By: Kelly Fisher
Autumn
My experience was great because it was easy and Bonnie Brae Veterinary Hospital could handle it. It was the first time my dog was sick she is only a year old.
Insurer: Trupanion
By: Deborah Stiles