154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

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Providers with highest rating

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20,332 reviews

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14,162 reviews

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Trupanion

63,007 reviews

4.8

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Verified September 21, 2025

We have had Spot for over three years…

We have had Spot for over three years in our four pets. Never had to submit a claim over our deductible until my wife shut the door on the cats tail and cut off a piece of her tail. Had to take her to the vet hospital where they amputated part of the tail. I submitted the claim to Spot as it was over $1000. Spot honored the claim quickly and sent the check for the 70 percent less the deductible. It was easy to submit the claim. We are very pleased with Spot Insurance. A+.

Insurer: Spot

By: Thomas Polsfoot

Verified September 21, 2025

My claims have been handled quickly and…

My claims have been handled quickly and fairly.

Insurer: Spot

By: Nola Wood

Verified September 21, 2025

Most Generally A Positive Experience

Normally very fast and efficient in getting claims processed, but seems to always require one or more attempts to provide all the necessary paperwork. Would also be preferable to have a call center in the US that you can reach for questions, rather than the outsourcing Spot does for claims related questions.

Insurer: Spot

By: Elaine S.

Verified September 21, 2025

Great coverage for Luka & premiums have…

Great coverage for Luka & premiums have stayed the same. When everyone else complains about their insurance rates doubling, I am soooo grateful that i chose Trupanion!

Insurer: Trupanion

By: Linda Chapman

Verified September 21, 2025

Communication breakdown

I submitted an invoice for my oldest dog back in August I received a confirmation email assuring me that Trupanion was “ on it;” A month later I submitted an inquiry via email regarding the claim status. The Em response directed me to phone the company. I did so and spoke with a representative who informed me that Trupanion had no record of the claim and that I would have to resubmit it. I did so and I’m now waiting for payment regarding this claim. my concern is, that had a nut checked, no action would’ve been taken regarding the claim, despite the fact that it was supposedly received, and in process. initially, submitting claims to Trupanion, a company I have been with for many years, were simple and seamless. The premiums have continually increased, and as I have more than one dog with a policy, my monthly rate is fairly expensive. I would like to continue doing business with Trupanion, but I am concerned regarding this latest issue .

Insurer: Trupanion

By: Graham

Verified September 21, 2025

Procedure to file a claim was very…

Procedure to file a claim was very straightforward and easy to do. I did my own estimate on what I thought I should be reimbursed based on the plan I chose. It was to the penny what Spot Pet Insurance paid. Very happy.

Insurer: Spot

By: Carl Freeman

Verified September 21, 2025

I am so glad I got spot insurance

I am so glad I got spot insurance, they are so efficient.

Insurer: Spot

By: Lychel Aerroc

September 21, 2025

I always have a very positive…

I always have a very positive experience with this company.

Insurer: ASPCA

By: Donna Jakubow

Verified September 21, 2025

Grateful for Trupanion

We are so Grateful for Trupanion. We had an unexpected emergency vet visit as our dog ate something plastic and was throwing up all afternoon. Thankful we did not hesitate at taking her in. With overnight observation and X-ray and ultrasound the next morning it was determined we needed to go to surgery. The magnitude of the vet bill was overwhelming. Trupanion was such a blessing and covered thier 90% and that was a huge relief for us. I highly recommend Trupanion and will be sharing our testimony with all our fellow pet lovers. Mahalo Trupanion!!!!

Insurer: Trupanion

By: Nicole

Verified September 21, 2025

East to navigate site

East to navigate site Efficient response

Insurer: Pumpkin

By: nicola

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