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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Please protect your pet(s) with Embrace

We started with four pets insured with Embrace and over the years it has gotten down to two. On the rare occasion that I have had to contact Embrace, they are very responsive and helpful. Having been heavily involved in the rescue arena for some time, I recommend Embrace to my friends all the time and cannot impress on people how important it is to protect your pets with health insurance. I could go on and on . . .
  • INSURER: Embrace
  • POSTED: 02/25/2022
  • BY:
  • BREED: Mixed Breed Large (70–90 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Healthy Paws is the Best Pet Insurance on the Market!

My late (and so great) Yorkie had myriad health issues throughout her 15-year life, and since I didn't get her insured before they began, I ended up paying roughly $20k for her vet bills over the years. That's why I researched pet insurance carriers before I brought my new pup home in late 2018. Boy, did I choose the right company. When Bonzo needed tests (including an ultrasound) to determine why he was vomiting so frequently, Healthy Paws reimbursed almost all of the expense. When he needed a tooth extraction after fracturing it (still unknown how that happened), they covered 90% of the surgery and treatment. And when, a few weeks later, he developed a gastrointestinal issue that had me taking him to the vet a few times, I could focus on my dog's wellness without worrying about the financial hit, because Healthy Paws reimbursed 90% of the covered expenses within days. And when I got an email checking up on Bonzo? That made me smile. Healthy Paws is the best!
  • INSURER: Healthy Paws
  • POSTED: 02/25/2022
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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1

out of 10

RUN AWAY! Literally any other business will be better

Absolutely terrible. They're looking out for themselves just like any insurance company, but this is NEXT LEVEL. It took us more than TWO MONTHS to get any sort of response back for our claim, which was ridiculous because they have a 14 day guarantee or something like that. I tried emailing and calling multiple times: never heard back via email and i never got through by phone because hold times were like an hour plus. Then, they denied our claim because our dog's coronavirus (stomach bug) had a similar symptom to a food allergy he had months before (both times he had diarrhea even though the situations were totally unrelated). I totally understand pre-existing conditions aren't covered and I honor that, but beware: They will milk that "pre-existing condition" stipulation and will interpret that so broadly and cruelly that you'll be left with nothing and you will wonder why you're paying them every month.
  • INSURER: Petsecure
  • POSTED: 02/25/2022
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Using Lemonade is simple and quick and such a relief to have.

My first time filing a claim was for a very sad situation with my pet and Lemonade was simple and quick when it came to reviewing and settling my claim. A great relief to have for making sure you can get the very best treatment for your furever love.
  • INSURER: Lemonade
  • POSTED: 02/25/2022
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

I am the owner of this pet insurance for my dog Sammy and I am doing the review because I am impressed with the service.

Awesome service. Very easy process for reimbursement. Money deposited within 3 days.
  • INSURER: Lemonade
  • POSTED: 02/25/2022
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Healthy Paws Rocks!

My dog Leo is 6 years old and has had a policy with Healthy Paws for his whole life. We've had to file several claims over his life, a couple of them being substantial because of surgery. Each claim was super easy and no hassle at all. I just simply pulled out my phone, opened up the Healthy Paws app, took a picture of the invoice, and within a matter of days I was reimbursed via direct deposit. Just having peace of mind knowing that my dog can get medical care without me having to worry about extensive bills is beyond wonderful. If you are on the fence about getting insurance for your pet, don't be! Get it now!
  • INSURER: Healthy Paws
  • POSTED: 02/25/2022
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

So happy I went with Trupanion for my Goldendoodle

I got Trupanion for my dood since he was a puppy and he has had several bouts of stomach issues and diarrhea that requires prescription and a good bits of testing. Trupanion has covered 80% of most of that and the claim process after the first one takes about 2 days average to finish and I don't even have to call them or anything. Will stick with Trupanion from now on.
  • INSURER: Trupanion US
  • POSTED: 02/25/2022
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Many claims settled

My lab is 12+ years. And has had a multitude of medical issues in her lifetime. Thanks to our illness/accident policy, we have always been able to afford the gold standard of care. The claim submission process is easy and claims are settled quickly.
  • INSURER: 24PetWatch
  • POSTED: 02/25/2022
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Leave of mind

Excellent customer service and quick response time
  • INSURER: 24PetWatch
  • POSTED: 02/25/2022
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

I am so thankful for Trupanion. With two back surgeries for Sam this past year do not know what I would have done without them.

Thank you Trupanion! You allowed me to afford the care Sam needed.
  • INSURER: Trupanion US
  • POSTED: 02/25/2022
  • BY:
  • BREED: Dachshund-Miniature Smooth Coat
  • AGE OF PET: 1 - 8

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