154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 21, 2023

these people suck

man if i knew something the old vet set 5 years ago would screw us on our end we wouldnt of paid all that money for years my dog had bad teeth i knew that but i thought they would cover what happen in 2023 not what a doctor said 5 years ago her eye and cheek bad so we paid for that and her teeth next day and we paid that but again for a vet saying tar tar 5 years ago so enjoy our money customer service was awesome but the answer sucked now we have to pay back 2400 because they declind us :) u have been warned watch out

Insurer: Fetch

By: trixie

Useful
March 21, 2023

these people suck

man if i knew something the old vet set 5 years ago would screw us on our end we wouldnt of paid all that money for years my dog had bad teeth i knew that but i thought they would cover what happen in 2023 not what a doctor said 5 years ago her eye and cheek bad so we paid for that and her teeth next day and we paid that but again for a vet saying tar tar 5 years ago so enjoy our money customer service was awesome but the answer sucked now we have to pay back 2400 because they declind us :) u have been warned watch out

Insurer: Fetch Canada

By: trixie

Useful
Verified March 21, 2023

easy

easy, streamlined process

Insurer: ASPCA

By: Joseph Marinelli

March 21, 2023

We had a very expensive bill after a…

We had a very expensive bill after a traumatic injury to our pet. My husband was in sticker shock, but I knew we were covered because of Fetch. The reimbursement was very welcome, and the process was easy.

Insurer: Fetch

By: Yvette

Verified March 21, 2023

Very easy to sign up

Very easy to sign up! I would recommend this insurance!

Insurer: ASPCA

By: Mary Gleissner

Verified March 21, 2023

Our Fur-Ever Partner for Pet Insurance

I have been with Healthy paws since September of 2014 for my dog, Opal, and recently purchased a 2nd policy in 2021 for my newest addition to the family Onyx. I am very happy with Healthy Paws coverage for both of my pets! Both were added when they were approximately 8 weeks old, and in our case there were no preexisting conditions. With two hard-headed Australian Cattle Dogs, we are no strangers to bumps, bruises, and surprise vet visits - most recently, my older dog needed surgery for two mass removals AND an ER visit when she had complications. Submitting a claim is as easy as snapping a few photos of the itemized invoices and medical records, and usually my claims are processes within 10 days. Honestly, having this insurance was a huge relief knowing that I didn't have to worry about the cost of treatment; I could just focus on Opal! Members from the Healthy Paws team even emailed us to ask how she was going following her visit, which meant a lot to me. Instead of a canned/generic check up email, it was genuine concern and details from her submitted claims, too so I know that real, pet-loving people are behind the the screen. I recommend Healthy Paws to everyone, and will continue to do so! I also recommend that new policy holders read over coverage so they understand what is/isn't in their policy, and try to gain coverage EARLY for their pets to avoid preexisting conditions. Pet Insurance doesn't replace preventative veterinary care, but is essential for when life throws its curveballs. 5/5 stars. We're members for life!

Insurer: Healthy Paws

By: Chelsea H.

Verified March 21, 2023

Customer friendly process is…

The enrollment and claim process is customer friendly.

Insurer: Spot

By: Angela and Kevin

March 21, 2023

There are a lot fairer insurers

Fetch is unfortunately engaged in very high annual premium increases, at least as far as we are concerned. If you are with Fetch be very careful when you get any renewal notice. Fetch will take "factors" including your zip code and may increase your annual premium substantially. There are other very credible, reliable pet insurers who are less costly than Fetch, and I would venture to say as competent, gracious and all the other good things. In my view, just me folks, but I consider Fetch to be a rip off because of very high premiums, increasing yearly at a dramatic rate. I did call to talk it out with a customer rep who was courteous but not helpful; the only thing that worked is cancel and go with Spot.

Insurer: Fetch

By: Ron Sokol

Verified March 21, 2023

It was very easy to go through the…

It was very easy to go through the process of obtaining the I surface for my kitten. Having worked in the medical field, dealing with insurance companies in the past it was a nice change

Insurer: ASPCA

By: Michelle Hurd

March 21, 2023

Pets Best makes the submission process…

Pets Best makes the submission process very intuitive and easy. Their reports on claim payouts are through and clear to ready and understand. Having their support makes it so easy to say YES to medical care for my fur babies!! Thank you Pets Best for providing exemplary service and support!

Insurer: Pets Best

By: Erin

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