154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 19, 2023

Quick claim processing

Quick claim processing that is stress free!

Insurer: Furkin

By: Sayaka

Useful
Verified March 19, 2023

Quick and affordable

Quick, easy and affordable coverage.

Insurer: Furkin

By: Melissa

Useful
Verified March 18, 2023

Quick turn around on claims

Quick turn around on claims! They are always very responsive to questions. The ONLY thing I find odd is that they don’t reimburse tax as they refer to it as an administrative cost 🤷🏻‍♀️

Insurer: Figo

By: LE

March 18, 2023

The filing method is very easy and…

The filing method is very easy and efficient, and the response time is quick.

Insurer: Pets Best

By: Joe Nowakowski

March 18, 2023

The payoff on my claim is way too slow

The payoff on my claim is way too slow. I was told I would receive my check by the 14th of March, it is now the 18th and no check????

Insurer: Embrace

By: James Miers

March 18, 2023

I have Pets Best insurance on both of…

I have Pets Best insurance on both of my dogs. I feel very safe having this insurance for my fur babies. They have never denied a claim submitted. Recently our baby, 1 year old Cane Corso hurt her knee so badly that she needed surgery. THANK GOODNESS I had Pets Best! And their policy covered everything I was expecting it to, without issue. Thanks Pets Best!!

Insurer: Pets Best

By: Kathy Sanford

Verified March 18, 2023

I shopped around

I shopped around and found Pumpkins Ins to be more reasonable in their services and pricing. Even though their fairly new I decided to go with them. They were very helpful in assisting me. I gave them 3 stars because I haven’t had to use their coverage. I will post again when I do.

Insurer: Pumpkin

By: Lourdes

March 18, 2023

Very untrustworthy - they lie and deceive

My dog was seen at a vet for a possible ear infection on 12/4/2021. He was treated and released. My dog was taken to the vet on 2/18/2023 and I was told he is not covered because there is a 12 month waiting period. The gaps between the 2 vet visits is approximately 15 months which is much longer than the 12 month waiting period. Embrace is saying he wont be eligible for coverage until 2/18/2024. Also, my dog has a small mass on his chest his whole life which is roughly the size of a dime. This mass has remained the same size his whole life. Embrace rep, told me since we dont have exact explanation of the cause of the mass, my dog is no longer covered for any time of cancer. In all, avoid Embrace pet insurance at all cost. They lie, they deceive, and they dont uphold their policies. I dont understand how they are still in business. Response to Embrace(3/24/2023) I am posting this as a response to embraces comments since I cant respond directly. I just want to clarify that the response by Embrace is intended only to support their interests without any accurate information. I have purchased hygiene products from my vet for my dog's entire life. Whether it was ear cleaning liquid or toothpaste and because of this, they wont cover my dog. They handpick the facts which fit their interest and exclude the others. The dates referred by Embrace's response are hygiene product purchases because I couldn't buy the same products at my local Petco. It's normal upkeep and maintenance just like brushing their teeth and clipping nails. With Embrace's logic, if I continue to clean my dogs ears on a consistent basis then he's not covered, but if I stop and actually let them get infected, then he's covered. What kind of stupid nonsense is this? I am so glad they responded to my complaint because their response shows how fraudulent and incompetent they really are.

Insurer: Embrace

By: Nick

Verified March 18, 2023

So quick and so efficient

So quick and so efficient! I love working with Figo! They help me give my pets optimal care!

Insurer: Figo

By: Ren

Verified March 18, 2023

So far your communication is great

So far your communication is great. Thankfully, haven’t had to use you yet.

Insurer: Trupanion

By: Cprice

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