154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 29, 2023

It seems to have what we need at the…

It seems to have what we need at the price we can afford.

Insurer: ASPCA

By: Mark

Verified March 29, 2023

Do it for them.

App is easy to use and also available via desktop. Every review of our wellness exam bills has gone smoothly and quickly, with the money in my account in less than a week. The peace of mind I have with Figo has been massive - after having two prior pets pass from cancer (and the bills I have to deal with afterwards) I won't go without it.

Insurer: Figo

By: Cara

Verified March 29, 2023

Pumpkin Pet Insurance is very well… structured

Pumpkin Pet Insurance is very well structured and an excellent pet insurance company. They have come through consistently. Their representatives are highly knowledgeable, and qualified to answer my questions.I think Pumpkin Pet Insurance is a terrific company.

Insurer: Pumpkin

By: Joanna D

Verified March 29, 2023

Overall good, minus this claim setback

I would say, I really do like have the pet insurance so far they covered pretty much everything. However I will say I was beyond frustrated with a claim I had for my dog and they tried to tell me it was pre existing condition from 2021, when if you read his records his issue in 2023 was 100 percent not related in any way shape or form. They denied covered of the claim, and constantly asked for records when they already had them. I work in vet field. His condition was new and not pre existing I found it really obvious that they did not through his records carefully enough. It felt like a 2 to 3 month battle of going back and forth meanwhile waiting for my dog who is limping and in pain to wait to proceed with medical treatment due to the wait on this claim I made. I felt as is they were trying to get out of his claim by comparing it to something he had in 2015. Then when I argued they said it was not considered pre existing in an email, then stated that it was. Little inconsistent overall I am pleased I just found this particular situation very frustrating.

Insurer: Embrace

By: Gina

March 29, 2023

Customer service

Even though they had all necessary information they still denied my claim. I had to call them and let them know that they had everything and to please review the claim. They did and I was paid. The fact that I had to call them for this was unnecessary.

Insurer: Embrace

By: Consumer

March 29, 2023

fast claims processing good underwriting

fast claims processing good underwriting

Insurer: Pets Best

By: Mike Gagliardi

March 29, 2023

Terrible insurance in my experience

I have had Healthy Paws Insurance for my two pets since 2019, claimed the insurance once with no problem. This year, I filed a claim (second time in four years) in the beginning of February, up until today ( March 29), I heard nothing back. I emailed them several times and each time I received generic message of claim processing and expected to finish in 7 days, that’s many many 7 days. I originally bought this insurance because the premium is lower than others and good reviews. Since then, insurance premium has increased and will be increased again next cycle. I finally decided to cancel this insurance, they are good at taking your money but not fulfilling their duty. In this day and age, good reviews online don’t mean a lot.

Insurer: Healthy Paws

By: Michelle

Verified March 29, 2023

I submitted my first claim

I submitted my first claim to help go towards my deductible. It was very easy. Took me less than 5 minutes to file claim on line. Don't know if anything will be applicable but it was worth the try, and it was so easy, why not try.

Insurer: Pumpkin

By: Karrie M

Verified March 29, 2023

Pumpkin has been very responsive…

Pumpkin has been very responsive helpful to me. I've learned to trust them, and I know they'll do the same for you!

Insurer: Pumpkin

By: customer

March 29, 2023

Claim response

Our dog has been covered by Trupanion since he was a puppy. He has been healthy until recently . Now that he is 11 years old and having health problems I have had to make some substantial claims. So far Trupanion has been prompt and fair in responding to them.

Insurer: Trupanion

By: Robert

Useful

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