154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 16, 2023

I’m a very satisfied customer

I’m a very satisfied customer. All my claims were handled quickly and satisfactorily. Will use Pet’s Best in the future and recommend it to pet owners.

Insurer: Pets Best

By: Rachel Schaerr

Verified April 16, 2023

That’s for being reasonable and easy to…

That’s for being reasonable and easy to apply. You make it easy to keep my Dennis with health insurance.

Insurer: Spot

By: Crystal Harris

April 16, 2023

Emergency requiring stitches

Emergency on a sunday requiring stitches. Fetch came through with the coverage. Help on a rainy day

Insurer: Fetch Canada

By: Jenny

April 16, 2023

Scam w/ Rules Made Up On The Spot

Complete scam with ever changing rules all for the purpose of making sure that you can never seem to quite get what you thought you paid for. Decisions not to pay you take 1-2 days, appeals to be reimbursed for very clearly covered services and/or blatant lies by the staff to try to justify non-payment take 60days++. By far one of the worst insurers I’ve had the displeasure of dealing with. EDIT: apropos auto-reply from brand just reminded me to also add not to rely on their customer service. Every interaction is a multi-hour waste of time where they can’t find files, contradict past agents, or just generally call you a liar until presented with proof they can no longer dance around. No thanks, not doing that again — just looking for a new insurer. Thanks for the useless / impersonal / CYA auto-reply though… completely on brand.

Insurer: Pets Best

By: Thomas Sanders

April 16, 2023

MetLife Pet Insurance

Great insurance provider for your pets. Some Veterinary Offices do not provide all the information needed to file a claim. I do have to pay a little extra to have my Vet provide more information for me to initiate a claim. Otherwise, I’m very happy with MetLife.

Insurer: MetLife

By: Patty

Useful
April 16, 2023

Literally worse than human insurance

Literally worse than human insurance. I took my cat to the emergency vet in the day my waiting period was up and they stated they won’t reimburse me due to his condition being “preexisting”. They gave me some excuse that the stomach bug was in his stomach before I took him in so they won’t help pay a nearly $800 bill. I spent $1400 out of pocket and even after my $250 deductible was hit, they only reimbursed me $200. Do NOT get this crappy insurance.

Insurer: Pets Best

By: Syriah

April 16, 2023

Fetch is amazing from the moment I…

Fetch is amazing from the moment I inquired about a quote to the moment they reimbursed me after my puppy’s spay. They also have a wellness package that makes it affordable to do all those little things you may not typically do heartworm/ kennel cough/ dental visits and much more.. their rates are manageable to keep it within a budget. You guys are beyond amazing keep up the great customer service . Rosie and I will be lifers .

Insurer: Fetch Canada

By: Tracy

April 16, 2023

Great value

We weren't going to get insurance for our new puppy but decided to. Have had a few trips to the vet for shots and wellness check and it's turned out to be a smart investment. Highly recommend you get this and insure your pet! It's saved us some $$ for sure.

Insurer: Fetch

By: Guzzy and Stench

April 16, 2023

Great experience

While the claim process took a little more time than expected, but they kept up in the loop notifying us things were taking longer than normal. They were thorough and provided detailed explanation of the claim. Better explanation that I could have imagined. Really appreciated the communication and the entire process was simple from our end.

Insurer: Pets Best

By: Micki

Verified April 16, 2023

2 reasons for 1 star

Asking for a review 7 days after I signed up, yet the waiting period is 14 days before insurance kicks in is a waste of time. One star for that. Also one star because my rate was an addtl $2 higher per month (which wasn't clear before signing up) if paying monthly, and not annually. Feel like this was a hidden fee and not very transparent of the company.

Insurer: Spot

By: Amy

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