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My detailed experience with Nationwide pet insurance… So far.
My little Pomeranian Buffy, is two years old and I have had nationwide almost since the day I got her. The peace of mind I’m able to have, knowing she will be taken care of should she be injured or develop a disease is beyond comforting. Over my 55 year life, I’ve had many furbabies, and have had to pay out of pocket some rather exorbitant costs for kidney disease, pancreatitis, and cancer some of my babies suffered from, so knowing I have this security for Buffy is truly a weight off of my mind. Money is more tight than in years past, and I would never, ever want to have to let one of my babies go because I couldn’t pay for treatment, so I consider nationwide a blessing. The process for a claim is incredibly easy, they quickly pay, and with the policy I have, they even pay for wellness visits, including their yearly physical, dentals, etc. with only a $250 deductible, which as any pet parent knows, can be the cost for one vet visit for even a simple issue. The only thing I would change is their process for determining pre-existing conditions for puppies. Most puppies have worms, and sometimes ear mites, and Buffy had both of those when I got her at seven weeks old. Sadly, nationwide then determined gastrointestinal issues and ear problems to be pre-existing conditions. Obviously insurance companies need to cover themselves when an animal has actual pre-existing conditions, but the vast majority of puppies have either a simple parasite or mites, which are treated, and then never have again. There is a review process where you can get nationwide to re-determine whether your fur baby can have those pre-existing conditions removed from the policy, which I’m in the process of doing now, but I honestly believe for brand new babies nationwide should give some latitude when it comes to determining pre-existing conditions with such a young pup. I signed Buffy up as soon as they would allow, I believe which was 12 weeks old (I could be wrong about that, but it was very early in her life, at just a few weeks old), and she has never had another problem with her ears or her tummy, except once, when a neighbor through something over the fence, which she ate, and then got diarrhea for a day, but that is not a pre-existing condition, that is simply a furbaby eating something that disagreed with them. Hopefully Nationwide will review Buffy’s medical records over the last year and realize that she is an extremely healthy dog who has no pre-existing conditions whatsoever. So I will have to hold off on judgment regarding the review process until it’s completed. If the review process goes smoothly, then I would absolutely raise my star rating from four stars to five stars, but I would suggest nationwide take a look at determining pre-existing conditions and brand new puppies, especially regarding things such as a parasite, like worms, or ear mites, since it is so prevalent in the vast majority of puppies. In conclusion, I am grateful to be able to have this Safety net for Buffy and for my peace of mind. Thank you Nationwide, and I guess after the review process, we will see if you’re really “on my side” lol. One final thing, the agent I spoke with today regarding how to do the review to try and eliminate the pre-existing condition rider on Buffy’s policy, was just a spectacularly wonderful person. She was knowledgeable, kind, funny and understanding. She was truly a pleasure and a blessing to speak with, and I hope all the other agents are just as wonderful as she is.
Insurer: Nationwide
By: Beth Burch
Safety for loved ones first
Customer friendly service, and reassurance that my pet will have good coverage. Woof 🐶
Insurer: Trupanion
By: Eva
It was super easy to submit the…
It was super easy to submit the reimbursement and I was reimbursed the very next day.
Insurer: Figo
By: Oscar
The lady I talked to on the phone was…
The lady I talked to on the phone was informative and delightful .
Insurer: Prudent Pet
By: Sally Barnes
Will do anything to deny claims
Im sorry I paid premiums to this company. My dog, a Labrador Retriever, has had a pre-existing condition which I know won’t be covered- EVER. But this company would not cover his annual well check because the vet did an ear check while there. This insurance company is a donation to their company.
Insurer: Fetch
By: Debra
Dog Insurance
Compared with other insurance online, Pumpkin was the greater choice to make for my budget.
Insurer: Pumpkin
By: Ireneos Miller
Always there and always helpful
Always there and always helpful. This is a truly great company that has helped us out with our fur family more than once. Thank you, Trupanion
Insurer: Trupanion Canada
By: Matthew Grant
Been with Trupanion for about 6 months…
Been with Trupanion for about 6 months and absolute feel that this is the best insurance for my pet! They are very easy to get ahold of to discuss and process claims and have different packages based on the pet and not to mention all bets and animal hospitals are now taking the insurance! A must check out insurance for a peace of mind’!
Insurer: Trupanion
By: Diana Pompano Beach
Great Insurance
This is the second claim I have filed, & each time the process was uncomplicated & promptly received responds to my submission…I highly recommend MetLife pet insurance
Insurer: MetLife
By: Paula
This insurance is a scam. Don't buy
I received a code from a breeder for 30 day's insurance. Had to activate in 24 hours. Online procedure said zipcode, then Code was invalid. I waited online for 10 minutes and answered a lot of question only to be told they were busy and I had to talk to a licensed agent who wasn't available. They were obviously trying to run the 24 hour clock down. I would NOT recommend.
Insurer: Trupanion
By: Patti Prewitt