154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 17, 2023

All around outstanding service!

My husband was in the hospital in January for a week. I had to board Kane during that time. The policy covered all of the expenses. Whenever I call customer service every one of their employees is kind and very helpful. Keep up the great work!! Best purchase I have ever made for Kane.

Insurer: MetLife

By: Kim

Useful
Verified May 17, 2023

I’m very disappointed with spots pet…

I’m very disappointed with spots pet insurance, they denied ever claim i send to get out of paying they’re saying it’s preexisting condition. Even it’s after 3 months and my dog hurts her eye outside in the deck and it was different eye, so I advised people not to choose this insurance and not to waste your money paying this blood sucking insurance!!

Insurer: Spot

By: Cristina Tetley

Verified May 17, 2023

Just signed up my 1 year old cat

Just signed up my 1 year old cat. I had this insurance before and I canceled but rejoined with my younger cat. Worth it by far.

Insurer: Spot

By: Gregory Marcotte

Verified May 17, 2023

I recommend embrace because they are…

I recommend embrace because they are quick with the claims and the premiums are great. We make a yearly payment for our 4 dogs and save 5%.

Insurer: Embrace

By: Michelle Swan

May 17, 2023

Great coverage but the rate of increases are astonishing

I have had my pup since 2019 and I did some research and had decided to get him pet insurance from Fetch (formerly Petplan). Best decision of my life since my dog has skin allergies. While they do not do direct billing, they are quick to review claims and I have no complaints other than the premiums. The more claims you make, the more premiums go up. I mean it makes sense that the premiums do I go up but the rate of increases are a bit astonishing.

Insurer: Fetch Canada

By: Qwerty

Verified May 17, 2023

Not clear why some items

Not clear why some items Not covered - seemed Contradictory

Insurer: Figo

By: customer

May 17, 2023

We've been with Embrace for many years…

We've been with Embrace for many years and are pleased with their quick and responsive service to our claims. Great pet insurance company.

Insurer: Embrace

By: Andrew Sutinen

May 17, 2023

Started well, but not a very good long term insurance

When I adopted my dog, I got PetsPlusUs from the breeder. I must say, I was in love with the insurance the first year. I paid the most complete coverage. They were fast and cordial in the reimbursements. Last year my dog had to undergo surgery due to 2 canine extractions. That's when I first understood the plan wasn't complete as they sold. 4k cost went from my pocket. In the same year, I tried to add dental with them, and they didn't have it. I mentioned I would need to have a dental for her or cancel the policy. Basically, I heard that "up to you if you want to cancel the policy and lose the pre-existing coverage". That was when I felt this whole scheme of good and fast reimbursement also meant getting you stuck with bad long-term service and coverage. Today I discovered that they do not accept dual insurance, so the dental coverage I got elsewhere for my dog will need to choose either to stay with them or leave. All this because I informed them I had already received reimbursement from another insurance plan and they didn't have to fully reimburse me. Long story short, if you have a chance to find another insurance plan, run a move away from them.

Insurer: Pets Plus Us

By: Eduardo

Useful
Verified May 17, 2023

Quick claims response

My golden required emergency surgery for a gastric obstruction. It was very expensive and I had to pay emergently without knowing whether his insurance would cover the evaluation and treatment. Embrace responded rapidly to my 2 claims and the checks actually arrived before my dog had the incision staples removed. No unnecessary questions or conflicts about the costs. I really appreciated their approach and timeliness. It helped make a traumatic experience less stressful.

Insurer: Embrace

By: Lyn B

Verified May 17, 2023

I have asked for account number so I…

I have asked for account number so I can register if I don't receive it refund my money

Insurer: ASPCA

By: Arthur McLaughlin

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