154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

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20,325 reviews

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Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 17, 2023

Submission

Ease of submission, quick payment, friendly service

Insurer: Trupanion Canada

By: Linda

Useful
Verified May 17, 2023

Easy

Easy

Insurer: Trupanion Canada

By: Jarred

Useful
Verified May 17, 2023

Excellent customer service!

Excellent customer service!

Insurer: Trupanion Canada

By: Olive

Useful
Verified May 17, 2023

Anne , new dog owner

I found it was easy and straightforward.

Insurer: Trupanion Canada

By: Julia

Useful
Verified May 17, 2023

The best of the best! Forever grateful!

I’ve been with Trupanion now for 5 years and I have had nothing but excellent experiences each time I had visits to my veterinarian! So happy that we chose Trupanion right from the beginning when our boy was only 8 weeks old!

Insurer: Trupanion Canada

By: Lisa

Useful
Verified May 17, 2023

Signing up is easy!

It was easy to sign up for and the advertising is great.

Insurer: Trupanion Canada

By: Kevin

Useful
Verified May 16, 2023

Nothing is covered

It seems that nothing is ever covered by pet insurance. There are a number of required treatments that all pet boarding facilities require. None are covered by insurance. I pay more for pet insurance than the treatments cost. Probably going to cancel this service.

Insurer: Figo

By: Kees Briggs

May 16, 2023

Great rep’s true pet lovers

Great rep’s true pet lovers. Quick claim coverage. Thanks

Insurer: Trupanion Canada

By: Brian James Meaney

May 16, 2023

Worst Pet Insurance ever - total scam

I experienced the same frustrations and failures of service that many, many, many other customers have experienced with Figo Pet Insurance. It is amazing to me that, having had so many complaints about the same issues, over and over again, Figo continues to act in a purposefully misleading manner and continues to fail in providing customer service. First, “pre-existing condition” seems to mean “your pet was alive when you got this insurance” and they simply flat out refuse to cover any medical issues at all. I have attempted to make 3 completely justified claims, all clearly allowed by my policy, and Figo has given the same reason for denying my claim all three times: not allowed due to a “pre-existing condition.” The key example is that my dog had to have two teeth removed, $1,300 for each tooth, for a total of $2,600 in fees. My insurance has a $1,000 deductible, so I was assuming I would get $1,600 back. I submitted my claim and, within a few hours, received my rejection due to “pre-existing condition.” Figo indicated that a vet examination (WHILE my dog was covered by insurance) identified a fracture on ONE of the teeth, but not the other. IF I am willing to accept that this one tooth wasn’t covered (due to the vet identifying a “likely carnassial fracture,” even though my dog was still covered by insurance), then the other cracked tooth SHOULD be covered since it was NOT identified by the vet during the previous exam. Yep, you guessed it, Figo rejected my claim for BOTH teeth, citing the vet report. Basically, my dog was not covered for ANY dental emergency of any kind because he had ONE problem with ONE tooth previously. An absolute joke, and a clear case of fraud. After multiple attempts at communication with Figo customer service, they essentially just copied and pasted the same response back to me…ie… “pre-existing condition, pre-existing condition.” FIGO insurance will make every attempt to refuse a payout if they can and will use “pre-existing condition” as the excuse. This insurance is a complete waste of money; not only am I out the money for my pet’s treatment, I am also out the premiums for this 100% useless pet insurance. Read the reviews online carefully and you will see the complaint over and over again. FIGO pet insurance does NOT payout, they look for any reason to claim “pre-existing condition” and then reject your claim.

Insurer: Figo

By: Scott

May 16, 2023

The Best in the Business

We've used Trupanion Insurance for the last 12.5 years and wouldn't bring another pet home without enrolling them. The piece of mind alone is worth it. When we have had to make a claim, it is convenient and painless, which allows us to focus on our pets. The plan is straight forward and we love the one-time deductible for each claim with unlimited lifetime coverage, which no other company can offer. Trupanion remains the best choice for pet insurance!

Insurer: Trupanion Canada

By: M H

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