154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 17, 2023

Not clear why some items

Not clear why some items Not covered - seemed Contradictory

Insurer: Figo

By: customer

May 17, 2023

We've been with Embrace for many years…

We've been with Embrace for many years and are pleased with their quick and responsive service to our claims. Great pet insurance company.

Insurer: Embrace

By: Andrew Sutinen

May 17, 2023

Started well, but not a very good long term insurance

When I adopted my dog, I got PetsPlusUs from the breeder. I must say, I was in love with the insurance the first year. I paid the most complete coverage. They were fast and cordial in the reimbursements. Last year my dog had to undergo surgery due to 2 canine extractions. That's when I first understood the plan wasn't complete as they sold. 4k cost went from my pocket. In the same year, I tried to add dental with them, and they didn't have it. I mentioned I would need to have a dental for her or cancel the policy. Basically, I heard that "up to you if you want to cancel the policy and lose the pre-existing coverage". That was when I felt this whole scheme of good and fast reimbursement also meant getting you stuck with bad long-term service and coverage. Today I discovered that they do not accept dual insurance, so the dental coverage I got elsewhere for my dog will need to choose either to stay with them or leave. All this because I informed them I had already received reimbursement from another insurance plan and they didn't have to fully reimburse me. Long story short, if you have a chance to find another insurance plan, run a move away from them.

Insurer: Pets Plus Us

By: Eduardo

Useful
Verified May 17, 2023

Quick claims response

My golden required emergency surgery for a gastric obstruction. It was very expensive and I had to pay emergently without knowing whether his insurance would cover the evaluation and treatment. Embrace responded rapidly to my 2 claims and the checks actually arrived before my dog had the incision staples removed. No unnecessary questions or conflicts about the costs. I really appreciated their approach and timeliness. It helped make a traumatic experience less stressful.

Insurer: Embrace

By: Lyn B

Verified May 17, 2023

I have asked for account number so I…

I have asked for account number so I can register if I don't receive it refund my money

Insurer: ASPCA

By: Arthur McLaughlin

May 17, 2023

TRUPANION really cares about my dog and…

TRUPANION really cares about my dog and they are friendly and fast

Insurer: Trupanion Canada

By: Myriam Barbot

Verified May 17, 2023

It was easy to compare prices and…

It was easy to compare prices and coverage. My friend recommended ManyPets and it was a better deal that other insurance coverages that met my needs.

Insurer: ManyPets

By: deborah

May 17, 2023

Everything worked out fine

Everything worked out fine

Insurer: Embrace

By: Michael Pugh

May 17, 2023

Do not waste your time or money! Terrible

Do not waste your time or money with this pet insurance. Sadly it was referred to us by USAA, which we usually trust. We had a simple tooth extraction for our dog. They requested documents from the adoption agency as well as the vet and no matter what was provided, it wasn't enough or the right documentation. We had to constantly follow up with them and they managed to stall the process for over six weeks. They paid $200.00 of a $700.00 claim stating we did not have the "rewards" extra coverage. Although it clearly states that tooth extraction is a basic covered expense. We immediately canceled. Terrible, frustrating experience. Do not buy.

Insurer: Embrace

By: Melissa Smith

Verified May 17, 2023

Easy Peasy. Both my dogs have Trupanion!

Very timely and easy

Insurer: Trupanion

By: randi

Useful

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