154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 17, 2023

Affordable price with good coverage.

Affordable price with good coverage. Easy access to web site

Insurer: Spot

By: Deborah Warner

May 17, 2023

Poor Customer Service and Claim Processing

I submitted a claim on my cat Barney in January of 2023 and it is now May and the claim has still not been processed accepted and/or denied. The claim was escalated multiple times by customer service reps with no results or any promised follow-up. This has been the worst experience I have ever had with an insurance company of any kind. Since this pet insurance policy is like having no insurance at all, I went ahead and canceled my policy.

Insurer: Healthy Paws

By: Jeff

Useful
Latest 1 comments
Posted: | By: Healthy Paws Customer Service

Jeff, We’re sorry that your customer service and claims experience did not meet your or our expectations. We will be following up with anyone that has worked on your account to ensure that we are all on the same page regarding interactions with our valued pet parents and the processing of their claims. Your claim has been completed and you should receive an Explanation of benefits in the next 24-48 hours. We're sorry to lose you as a policyholder. We hope you and your pet stay well. The Healthy Paws Team

May 17, 2023

ASPCA came out with a new option to…

ASPCA came out with a new option to upload an estimate for claims in the app. My dog Cloud was going to get neutered and I sent them the estimate through the ASPCA app on April 19th it took them FOREVER per usual to even approve the claim because they kept asking for unnecessary information like his medical records from a hospital that’s no longer in business! Anyways they “COMPLETED” the claim supposedly sent me $708 and some change on May 9th it is now May 17th and I never received the money in my bank account. I call ASPCA to only be told “we just tell you how much of the estimate we can cover we really don’t send you a direct deposit until the service is done” WHATS THE POINT OF HAVING INSURANCE THEN!?! Definitely canceling my plan and letting my hospital know to tell all the patients to not sign up their pets with ASPCA insurance!

Insurer: ASPCA

By: NAHRAIN ABRAHAM

Verified May 17, 2023

Very helpful

Very helpful. Made sure I received immediate coverage. Explained policy coverage.

Insurer: Trupanion

By: customer

Verified May 17, 2023

Submission of claims were easy!

The submission of our claims was easy, and the fast response was very much appreciated. I would definitely recommend Embrace to anyone. Warmly, Glenys Chaput

Insurer: Embrace

By: Glenys Chaput

May 17, 2023

All around outstanding service!

My husband was in the hospital in January for a week. I had to board Kane during that time. The policy covered all of the expenses. Whenever I call customer service every one of their employees is kind and very helpful. Keep up the great work!! Best purchase I have ever made for Kane.

Insurer: MetLife

By: Kim

Useful
Verified May 17, 2023

I’m very disappointed with spots pet…

I’m very disappointed with spots pet insurance, they denied ever claim i send to get out of paying they’re saying it’s preexisting condition. Even it’s after 3 months and my dog hurts her eye outside in the deck and it was different eye, so I advised people not to choose this insurance and not to waste your money paying this blood sucking insurance!!

Insurer: Spot

By: Cristina Tetley

Verified May 17, 2023

Just signed up my 1 year old cat

Just signed up my 1 year old cat. I had this insurance before and I canceled but rejoined with my younger cat. Worth it by far.

Insurer: Spot

By: Gregory Marcotte

Verified May 17, 2023

I recommend embrace because they are…

I recommend embrace because they are quick with the claims and the premiums are great. We make a yearly payment for our 4 dogs and save 5%.

Insurer: Embrace

By: Michelle Swan

May 17, 2023

Great coverage but the rate of increases are astonishing

I have had my pup since 2019 and I did some research and had decided to get him pet insurance from Fetch (formerly Petplan). Best decision of my life since my dog has skin allergies. While they do not do direct billing, they are quick to review claims and I have no complaints other than the premiums. The more claims you make, the more premiums go up. I mean it makes sense that the premiums do I go up but the rate of increases are a bit astonishing.

Insurer: Fetch Canada

By: Qwerty

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