209,304+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,304 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,304 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,730 reviews

4.9
Healthy Paws

11,002 reviews

4.9
Fetch

5,266 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified December 23, 2025

Easy to access and quote!

Easy to access and quote!

Insurer: Nationwide

By: customer

Verified December 23, 2025

Fast UW turnaround.

Fast UW turnaround.

Insurer: MetLife

By: customer

Verified December 22, 2025

Rebecca is super help me to understand…

Rebecca is super help me to understand the policy.

Insurer: Prudent Pet

By: kieudiemyahoo.com

Verified December 22, 2025

Great turnaround time and great…

Great turnaround time and great coverage.

Insurer: MetLife

By: Tira

December 22, 2025

Really bad in terms of coverage

Really bad in terms of coverage. I spent 500$ something and out of it all am getting is 120$. Ridiculous!!!

Insurer: Pets Best

By: Anand S

December 22, 2025

UNETHICAL LOOPHOLES. Do NOT use Embrace!

If I could give this company 0 stars I would. I enrolled in Embrace Pet Insurance through USAA in April for two cats. I added my dog later so I have been paying nearly $100/month for all 3. What I got in return was a masterclass in how to deny coverage without technically breaking the rules. One of my cats, Boots, was diagnosed with anxiety MONTHS after her policy started. That means it was not pre-existing and should have been covered. I understood I had a $500 deductible and accepted that I'd be paying out of pocket until I met it. However, TODAY 12/19/2025, when I called to ask about lowering my deductible at renewal (expecting a higher premium), I was told that any policy change would cause them to "reassess preexisting conditions" , and suddenly, her anxiety would be considered pre-existing and excluded entirely. Let that sink in for a second... A condition that developed while insured magically becomes pre-existing if you try to adjust your coverage... This effectively traps you in the original plan and punishes you for having a pet who actually needs ongoing care. If you're buying this insurance hoping it will help with chronic conditions, behavioral meds, or long-term care, don't. It works fine if nothing ever happens. The moment you need it, or try to make your policy actually useful, the loopholes appear. Extremely disappointing, especially given the USAA partnership. I cancelled all policies and would never recommend this company to anyone who actually loves their pets.

Insurer: Embrace

By: Madi Leigh

Verified December 22, 2025

Quick and easy enrollment

Quick and easy enrollment

Insurer: MetLife

By: Stephanie Craig-Phillips

Verified December 22, 2025

I received awesome help with filling…

I received awesome help with filling out the application for our dog "Dude" who we adopted from the local Animal Control here in AK.

Insurer: Nationwide

By: Michelle Upham

Verified December 22, 2025

The claim was very easy to file and the…

The claim was very easy to file and the response was quick.

Insurer: MetLife

By: customer

Verified December 22, 2025

Easy as Pie claim

It was so easy to file a claim for my 4 legged friend. Just had to uploaded the receipts and 12 months of my pups records for first time and submit. Got a response after a few days and claim was completed with a refund of 80 percent of what was requested. Easy peasy.

Insurer: MetLife

By: David C

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