154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 05, 2023

Great customer service

Friendly and knowledgeable

Insurer: Prudent Pet

By: Aly

Verified June 05, 2023

Figo has been amazing

Figo has been amazing. It gives me so much peace knowing that I can pay my dogs vet bill with my credit card (if I don’t have enough cash) and get refunded a significant portion of the bill in just the matter of a couple days, literally. I don’t make a lot of money so it’s unrealistic for me to be able to pay a $600 vet bill out of pocket but with Figo, I use my credit card at the vet and Figo refunds me 90% of the bill back on my credit card so I really only spent $60 out of the $600 that was paid to the vet. The monthly payment for Figo is also not expensive and the benefits are great! I recommend Figo to literally everybody I know that has animals. It’s been lifesaving especially with inflation going up like crazy for food, rent, gas, etc. I can promise you I’m 110% a real person, I also read reviews and question whether the person is actually real or not. UPDATE: Yes Figo

Insurer: Figo

By: FigoUser

Verified June 05, 2023

Friendly and Helpful

The Agent who helped me (I’m sorry , I forgot her name), was very informative, helpful, friendly, and explained coverage under our new policy to me.

Insurer: Prudent Pet

By: Lucinda Smerekar

Verified June 05, 2023

Great, easy sign up process

Spoke to a great customer service rep who was able to quickly walk me through the policy and sign up process

Insurer: Trupanion

By: customer

June 05, 2023

Immediately canceled my policy after this

I had a policy for each of my cats. Per the contract, pre-existing conditions are not covered. However, they have a 180-day period where if a condition doesn't occur, it is not considered pre-existing. This stood out to me as a positive since pretty much no insurance company allows pre-existing conditions (this is a huge fail with health insurance, pet or human, but that's another conversation). One of my cats needed emergency surgery to remove an eye, and after I submitted the almost $2,000 claim, I found it was rejected/not covered due to it being a pre-existing condition for something that had occurred 220 days prior. One, THIS wasn't related to the other vet visit, at all -- this was an emergency. Two, it was well over the 180-day grace period even if they could try their hardest to related the two. The rep told me that since it was noted on his vet records, it IS considered pre-existing (but it was unrelated??) and it will NOT be covered. What is the point of pet insurance if they don't cover emergency surgeries which are always expensive? And what is the point of sticking with a policy/company if they don't uphold their word?

Insurer: Spot

By: Kayla Lewis

Verified June 05, 2023

Good

Easy Experience

Insurer: Prudent Pet

By: Kashalia Lankster

Verified June 05, 2023

Easy sign up

Easy sign up. Have not made a claim. The policy is for a new puppy.

Insurer: Trupanion

By: Susan

June 05, 2023

It took4 phone calls And still I…

It took4 phone calls And still I haven't reached their billing department and I'm tired of their lousy service

Insurer: Embrace

By: Sidney Hines

Verified June 05, 2023

I tried to cancel and nobody has called…

I tried to cancel and nobody has called me or canceled my plan

Insurer: Trupanion

By: customer

June 05, 2023

There are far better options

A company that sees your pets as bags of money with dollar signs on them. Increase in premiums are expected, however, seeing your premium go up with $1800 per year is shocking. To get zero sympathy from them just rubs salt in that wound. This after making zero claims for a year. Do not bother with this company. The people that work for them are cold and unsympathetic. Make no mistake, they run a business and your pets are the products.

Insurer: Embrace

By: Andre

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