154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 21, 2023

This is very frustrating

This is very frustrating , it is saying that my email address is wrong , but you're able to email me so what's going on ?

Insurer: Spot

By: Lori Smith

June 21, 2023

Great coverage for my older dog and my young pup

Our family typically has three dogs. We're down to two right now, but I have learned over the years to ALWAYS have pet insurance. Recently we switched from another company (H.P.) to "Pets Best." I was concerned to switch because one of our dogs was 10 years old while the other was 1 year old and I was worried the cost would be exhorbitant for the older dog. But it wasn't, so we did switch. We've had this policy for about a year now, but never needed to submit anything. Well this month we finally had to submit a claim on our older dog. Our older Australian Shep (now 11) had to have his gallbladder removed. That is not a cheap surgery, but we would have done it even if we didn't have insurance. This particular dog is a therapy dog at assisted living facilities, so he is an important part of our local community. We did what it took to get him better. And get better he did! He is thriving now. So I finally submitted the claims that we had racked up and crossed my fingers to see if they would get paid. And to my utter astonishment, they DID!! We will get back about 80% of the monies we put in. All I can say is that I'm telling ALLLLLLL of my friends about Pets Best. Thank you! Thank you! Thank you! Marie, Dave, Jack and Teddy

Insurer: Pets Best

By: Marie S.

Verified June 21, 2023

Fast and simple claims service

It is simple to submit a claim and they are quick to process new claims and get your reimbursement check in the mail. I’m very happy. Definitely recommend them to anyone that is searching for pet insurance.

Insurer: Figo

By: customer

Verified June 21, 2023

Easy to navigate site

Easy to navigate site, competitive prices and easy to understand

Insurer: Spot

By: Luis

Verified June 21, 2023

Easy onboarding experience!

Easy onboarding experience!

Insurer: Spot

By: Randall Whitmore

June 21, 2023

My First Claim Submission

It was VERY easy to prepare and submit a claim...I was impressed.

Insurer: Embrace

By: Anthony Georges

June 21, 2023

So Grateful I Have Them!

My adopted pitbull mix was rescued from the worst conditions. I chose Healthy Paws hoping I would not have to use it. Unfortunately my pup has had several health issues from slip disk requiring surgery, splenectomy and cancer surgery. They have saved me thousands of dollars !! Having Healthy Paws has allowed me to do whatever has been needed for my beloved pibble to heal . If it weren't for them I don't know what I would have done. I am so grateful to them !! They have fast claim reimbursement with no issues usually within a few days. So glad I made the decision to go with Healthy Paws !

Insurer: Healthy Paws

By: Angelina

Useful
Verified June 21, 2023

Great Company

So far this Embrace has been very easy to work with. Submitting claims through their app is extremely easy and their response time very quick. I highly recommend this company.

Insurer: Embrace

By: Cary Nelms

Verified June 20, 2023

No correspondence when claim is…received

No correspondence when claim is received. Only cover two vaccines per year. Not able to send in claims by USPS

Insurer: Pumpkin

By: Robin Roberto Horgan

June 20, 2023

Healthy Paws saved my dogs life...

My dog started having trouble breathing so we took her to our local pet ER. After tests, xrays, and an ultraound, they diagnosed her with pyothorax (fluid in her chest cavity). We transferred her to another vet that could do a CT scan then her surgery. After surgery, she was in the ICU for 10 days with a chest tube then another 2 days after the tube was removed, a total of 12 days. The total discharge bill was $20k plus a $5k ER bill. The plan we have has a $500 yearly deductible then 90% plan paid/10% customer paid. Our total out of pocket ended up being around $3k out of the $25k total bill. They saved her life because there was no way we would’ve been able to afford it without knowing we’d be reimbursed. And they made the reimbursement process so easy. They called the vet and got the confirmation they needed and I got a direct deposit a few days later. Thank you so much Healthy Paws!

Insurer: Healthy Paws

By: Amanda G.

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