154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,326 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 20, 2023

$333 bill for an emergent situation…

$333 bill for an emergent situation involvong our three-year-old lab. $250 deductible I get, but $33 copay? Really? Ended up getting $50 back - better than nothing, I suppose.

Insurer: Pets Best

By: Brian Guagnini

July 20, 2023

Does not cover anything!!!!!

This company does not cover anything...vaccines are supposed to be covered!!!! Really a very bad insurance company!!!!! I bought the very best policy for my dog!!!!! They set the limits SO LOW that you don't get nothing back....the Vet charges TRIPLE of what they allow!!!!!!!!

Insurer: ManyPets

By: Wade Simpkins

Verified July 20, 2023

I am considering cancelling my policy

I am considering cancelling my policy. I don't think the value justifies the price

Insurer: Figo

By: customer

July 20, 2023

They took great care of my 12 year old…

They took great care of my 12 year old Jesse my best friend. I don’t know what I would have been able to do for her as she has a heart murmur. Thanks to the medication and doctor care she is living a happy life. We are so thankful. Thank you trupanion for your care and your service. Sincerely Robin

Insurer: Trupanion

By: Robin Sickles

Verified July 20, 2023

Haven't had to use the insurance yet

Haven't had to use the insurance yet, but the sign-up process was fairly straightforward. It seems that they have a few things to figure out, technical-wise. ie. The Amazon gift card email I got was blank and I had to phone in to get the code and then I had to call customer service to find where I could get a referral link for a friend. Really hoping they come thru in the event my cats get injured...

Insurer: Spot

By: Mia Klenk

Verified July 20, 2023

Denied my first claim in preventative…

Denied my first claim in preventative care! 😡 Beware, buying a platinum plan with instant coverage does not mean instant 👎🏽 RESPONSE: I talked to your “customer service” twice and they did nothing. If you cared, you’ll cover my claim. Took my dog for a well check. Purchased the insurance that morning based off of of an ad on my vets website. My claim was denied because it wasn’t a few hours later the next day. RIDICULOUS.

Insurer: Spot

By: Lydia Silva

July 20, 2023

BEWARE - 294% Premium Increase over 7 years!

The coverage and reimbursement are standard and no complaints there. My biggest complaint is the outrageous rate increase each year. Here's my yearly plan cost from 2016 through 2023: $420.95, $468.92, $538.95, $732.53, $842.53, $1,002.36, $1,172.03, $1,659.00. I have submitted a total of 13 claims over 7 years and (luckily) haven't submitted a claim since 2019. I'm not sure how it is legal to have a premium increase of 294% over 7 years! BEWARE!!

Insurer: Fetch

By: David A.

Verified July 20, 2023

thay treat my dogs right

thay treat my dogs right

Insurer: ASPCA

By: charles m. quetot

Verified July 20, 2023

Not all options on Website/Call and ask for all offerings

Brand new to the company so can’t comment on claims, etc. One sales rep was super helpful and caring, provided multiple quotes, but not one I should have considered equally. I bought through broker as I already had been working them prior to deciding on ASPCA. I bought policy on 7/13 so still in waiting period, but learned that there was a more cost effective Deductible with 100% reimbursement that is not found without calling and asking for the quote. On 7/18, four days after my purchase the representative was very nice but could not change or adjust my policy without cancelling and starting all over with new policy. I was a bit disappointed but decided to leave the policy as originally purchased, and was told I can change next year. So the only reason for 4 stars as they would change my original purchase. I post this mostly to say CALL and speak to someone and ASK for ALL your options deductibles, reimbursement amounts, etc. as all are not on website. I missed finding on a the brokers website also as it seems the only way I could have found was to select $1000 deductible then see the 100% reimbursement amount come up. Otherwise their site also shows a 90% max reimbursement for ASPCA. Very tricky if a first time shopper. Just know that you may have to wait till policy renewal to change or maybe even need the policy re-written to make a change. Otherwise, in doing a lot of research I chose ASPCA over others as they seem to be the most inclusive coverage wise for me and the best fit for my new guy. I hope to have a good long term relationship with ASPCA Pet Insurance.

Insurer: ASPCA

By: Pat

Verified July 20, 2023

The Best!

I wish human insurance was this encompassing and easy. I've have 3 cats insured and they've always been there for me. They are quick with your claims and clear in their explanations. And most importantly, they really care about your pet (and you!). Their customer service is excellent and empathetic. I can't recommend them enough!

Insurer: Healthy Paws

By: Kristen Kelly

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