154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 20, 2023

We are giving it one more shot

We are giving it one more shot, but they covered nothing for our dog who passed away. These were not pre-existing conditions and were supposed to be covered according to Trupanion, but they denied every claim... happily taking hundreds of dollars in premiums each month and leaving me with almost 7K in hospital bills.

Insurer: Trupanion

By: customer

Verified September 20, 2023

Best Idea We’ve Had!

It was easy to sign up and has been a lifesaver for our expenses! It’s well worth the monthly cost. It’s easy to file a claim and processing time is great. I recommend Spot to all my friends with pets.

Insurer: Spot

By: Sherry

Verified September 20, 2023

Healthy Paws has been really great for…

Healthy Paws has been really great for us over the past couple of years owning a handful of a dog. Claims are processed VERY quickly (1-2 days on average) and they recently came through for us on an expensive ACL repair surgery. They even personally emailed me to follow up on how our dog was recovering, which was a nice touch.

Insurer: Healthy Paws

By: Sean Smith

September 20, 2023

Stay away

Stay away! I was mislead by the nice sale team and now I am enraged!! My puppy had chronic diarrhea as a puppy only to find out she is allergic to chicken. I brought her to a gastrointestinal vet who said this was dietary and she has never had a problem since. When I was doing my due diligence. The sales team at Embrace told me that if there are no issues after one year we will cover her completely. Well, guess what? After having this policy for one year, we just went up for a review. Not only was I told she will never be covered for any gastrointestinal issues. They also mentioned that her dermatological issue will be covered after a year has passed. FYI, it was an ear infection!! Stay away from this company!! Everyone is nice until they have to pay. Bye Bye Embrace!!

Insurer: Embrace

By: Dani

Verified September 20, 2023

Submitting a claim is very easy.

Submitting a claim is very easy.

Insurer: Spot

By: Renee Mitchell

Verified September 20, 2023

Your deductible and premiums is way to…

Your deductible and premiums is way to high. I am going to switch to a new company!

Insurer: Spot

By: Denise Capriati

Verified September 20, 2023

Safety Net I was grateful to have

My dog was hit by a truck; she was hospitalized for 6 days before she was stable enough for surgery. The cost of care was so much more than I imagined or could afford. Having insurance made the decision of going through with treatment easier. Embrace's claims process is very simple. We continue to have costs associated with her rehab and I'm so grateful to have the cushion that pet insurance provides.

Insurer: Embrace

By: Melissa W

Verified September 20, 2023

Service

Service, coverage and rates are all exceptional.

Insurer: Spot

By: Al Williams

Verified September 20, 2023

Best pet insurane EVER!

I'm so glad I got Spot Pet Insurance when I did. My dog is almost 4 yrs old and has had a lot happen this year, and if we didn't have Spot, we would definitely be hurting financially. It's easy to submit claims online. If I have questions, I can just give them a call and speak to someone which has been very helpful at times. It takes a little time in the beginning to establish a pet history for claims/reimbursement, but once done, things move along nicely after that. I have direct deposit set up so reimbursements are sent as soon as as claims are completed. They also send notifications to let me know which step of the claim process I am in and if action is needed from me. Overall...I am very satisfied with Spot and would HIGHLY RECOMMEND them to anyone looking to get pet insurance 👍

Insurer: Spot

By: Angelica Hashimoto

September 20, 2023

Healthy Paws is Great

Healthy Paws has been really great for us over the past couple of years owning a handful of a dog. Claims are processed VERY quickly (1-2 days on average) and they recently came through for us on an expensive ACL repair surgery. They even personally emailed me to follow up on how our dog was recovering, which was a nice touch.

Insurer: Healthy Paws

By: Sean

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