225,209+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,209 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,209 total


Most selected providers in "September, 2026"

This chart shows the distribution of the most selected pet insurance providers in September, 2026.

Providers with highest rating

Embrace

20,009 reviews

4.9
Healthy Paws

11,407 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,658 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 30, 2026

Pet Insurance

Kept refusing my claim after 3 submissions of necessary information.

Insurer: Pets Best

Veterinarian: King Veterinary Hospital

By: James

Useful
Verified September 30, 2026

Claims Experience

Great. It was quick and easy to submit and receive the payment

Insurer: Adoro

By: Luz

Useful
Verified September 30, 2026

Claims Experience

Customer service is excellent. The app is very easy to use and claims are handled quickly and efficiently.

Insurer: Adoro

By: Mary

Useful
September 29, 2026

Hershey owes his life to Pets Best!

Hershey is my precious Emotional support Cockapoo and I just couldn't imagine him being gone at only 6! Luckily we had Pets Best insurance and we were able to get the best care possible for a tumor pressing on his vena cava and probably Cancer 😭 but, Dr Fontes @ OSU was able to remove it and it wasn't cancer, our baby came home and is doing well, Thanks To having pet insurance, you know she never know, grateful for sure!

Insurer: Pets Best

By: Beth

Useful
September 29, 2026

Pets Best Worth It

My 1 year old german shepherd was vomiting abd not earing, losing weight my vet got her in right away. Did a lot of tests. Treated for GI upset. I had a follow up to test for Addisons disease which thankfully was negative. I submitted both claims, and had a response within a week and payment for both claims within 3 days of the response. Its better to have insurance and not need it than having a huge bill or worse not being able to help your animals. I never want to be in that position of making a decision because of the cost I know Pets Best has our backs.

Insurer: Pets Best

Veterinarian: Weston Veterinary Hospital

By: SUSAN

Useful
September 29, 2026

Health comes first

Happy to have made the decision to purchase health insurance for my puppy, he received the professional care he needed and my wallet received support.

Insurer: Pets Best

Veterinarian: Myrtle Grove Animal Hospital

By: Marcela

Useful
September 28, 2026

Diabetes Diagnosis

I took my wonderful cat to the vet with an issue of him peeing outside the box. Expecting a diagnosis of “he’s all fine just a weird cat” like normal, and a relatively cheap vet bill, it was unfortunately a very different situation. After an examination of urine and blood it was shown that my poor baby had diabetes. I was presented with a vet bill of $1.4K, and then an additional follow up appointment quote for 1.1k. With his Ketone at the level they were I was also presented the possibility of an emergency vet visit in the chance he got ketoacidosis, which could have ran me close to 10k. This is a total that immediately sent me into a panic, but I showed the vet I had pet insurance and I was holding it together until she read that EVERYTHING would be covered through my insurance. I started crying out of joy knowing that I could get the expensive care my angel needed without a VERY large financial burden on my shoulders. Now me and my kitty are both happy, he has his meds he needs, and instead of vet bills we get to spend that money on SO MANY cat toys.

Insurer: Pets Best

Veterinarian: South Hyland Pet Hospital

By: Abby

Useful
September 28, 2026

Initial Information and Policy Information

My initial overall experience with PHI is excellent. Just purchased coverage for my dog. Excellent customer experience. I notice some negative comments in the reviews. People have to understand that the purpose of insurance is to protect you for an unexpected injury or accident not for preexisting medical conditions or excluded conditions. Read the policy people !

Insurer: PHI Direct

By: Dave

Useful
September 28, 2026

Glad to have

I am glad to have Pets Best insurance. We purchased the insurance for our poodle puppy because we know how expensive accidents and illnesses can be. 6 years later, we have had one major claim and several more routine claims. Pets Best has always come through. Claim are easy to file and are paid promptly. We have peace of mind knowing that even with a major claim, we can afford to take care of our pet.

Insurer: Pets Best

By: Liz

Useful
September 28, 2026

Great Experience for Two Years

I have had Pets Best insurance for two years, and I have consistently had great experiences with the claims process. It’s easy, straightforward, and fast. My most recent claim was processed and paid in less than a week! I have never had to question, dispute, or argue over a claim, which has given me a lot of confidence in having Pets Best for my pet’s insurance needs. I highly recommend Pets Best!

Insurer: Pets Best

Veterinarian: Whitestone Animal Hospital

By: Danya

Useful

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