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Pets Best is the best
Claims experience is quick. Payments are directly deposited so the refund process is very smooth. I am getting a new pup within the next year and you can be sure I will add her to my Pet's Best policy. I have recommended Pets Best to my DIL and now she loves Pets Best for her labs.
Insurer: Pets Best
By: MARY ELLEN
Positive Pet Insurance Experience
I researched numerous pet insurance options before landing on Pets Best. I had heard a number of stories of bad experiences with pet insurances, so I was still a little skeptical of how much I could rely on coverage when the time came. I ended up selecting the Accident and Illness coverage plan as I really just wanted to have peace of mind in being able to financially cover any unforeseen emergency vet bills. This year my dog had to have surgery in to remove a non-cancerous tumor, and I recently had to take him to the emergency vet in an unrelated incident due to a foreign body he ingested. I was particularly nervous about the cost of that emergency bill since it included an x-ray and sedation, plus my dog had to stay at the clinic for a full day. It was a super easy process to submit claims for both vet bills, and it was very clear to me which costs were going to be covered based on the plan I had selected. I was reimbursed at the exact rate selected on my plan after I met my deductible, and there were no additional requests to file additional paperwork or medical history for my dog before the claims were processed. I am thankful to know that my dogs pet insurance plan actually covers the services I need it to when I need it to. I would definitely recommend this plan as a budget option and to ALWAYS READ THE FINE PRINT!
Aspen
We brought Aspen to our vet for an ear infection, it was at this appt that our vet found a heart arrythmia, we were in complete shock, but so glad we purchased pet ins from Pets Best, it really helped when we needed it and we were able to focus on Aspens health with less worry about the cost at all her cardiology appts and tests. Thank you Pets Best !
They treat acute infections as chronic pre-existing illnesses.
They treat acute infections as chronic pre-existing illnesses. If you look carefully at their definition of a pre existing condition, they specifically note that they treat curable diseases as non covered pre existing conditions if any recurrence can be linked to a prior incident. Be aware that they use this definition very liberally to avoid paying out claims. In my case, I have a cat who I adopted about 18 months ago. It was noted in the adoption paperwork that she had previously been treated for a UTI. She has had multiple wellness checks since then where she had been given a clean bill of health with no signs of infection. Then, just last week, almost 18 months since the last documented UTI, she had a new acute UTI infection. MetLife has denied the claim and has stood firm on their denial even with involvement from BBB and NJ DOBI. MetLife is taking the stance that since she has had a UTI in the past, it can never be covered by them. They are making the assumption on their own with no evidence that the recent acute infection is the same infection that she had so long ago. They act as if there’s nothing that can be done to counter their opinion. If you look closely, their definition even includes vomiting. So, if there’s any documentation that your pet has ever vomited before you open your policy, any vomiting for the remainder of the pet’s life would be considered a pre existing condition and they will deny coverage, it seems. If you happen to filter to see the one star reviews on TrustPilot, you’ll see this is a trend with many recent examples. They really take advantage of that clause to deny as much as they can. It would be understandable if they were denying actual chronic conditions.
Great Experience!
Quick snd easy claim filing. Decisioned in less than 48 hours. Paid exactly what I anticipated based on my understanding of the policy. Communicated quickly by email. Great experience!
I tell everyone I know to get Pets Best
I'm so glad I invested in pet insurance, I don't know what I would have done without it. My cat needed emergency life-saving surgery, along with an ICU stay. I knew from past experience with filing a claim that the coverage was very comprehensive and the reimbursement was prompt. I did not have the savings to pay for emergency surgery and hospitalization out of pocket, but having Pets Best gave me peace of mind. I had to use credit for my cat's surgery. I got my reimbursement so fast I that had 0 interest, and everything was 100% covered. I am so grateful. My girl made it through that very scary situation and she's back to her regular sassy self again. I would've been thousands of dollars in debt. This peace of mind saved me so much stress and grief and allowed me to focus on my girl instead of worrying about the cost.
Very pleased
Petsbest was very responsive to our claim for several thousand dollars. The turnaround time was far quicker than we expected.
Lemonade Stay Away
When I got the pet insurance through Lemonade, they were fast to settle claims and I had no problems. Now it seems that they through the claim around to multiple agents and are always looking into the claim. Its been over a month and they are still looking into a claim for a regular vet visit. I hate to think what would happen in an emergency visit. I pay out the highest policy a month and expected to have the covered amounts paid out without hassle. I am wondering about the liquidly of the company if they aren't paying out what is covered in a timely manner . I can keep my payments in my pocket and find another company or just cover the services myself and not have to worry if they will ever pay. They came highly recommended and I recommended them to others. Now I will tell you to stay away from them as they have branched out and are publicly traded and have seem to lost their way. It seems like this happens to all companies today.
Insurer: Lemonade
By: Warren
pets best
I am somewhat satisfied with Pets Best. I dont like the fact that they raise my premium every year a lot! Which may force me to cancel.
Our wonderful rescue, Veronica
"We rescued our dog Veronica in 2022 and she was diagnosed with lymphoma in 2026. We wanted to try and save her and with Pet's Best's help we were able to afford the treatment necessary to save her. She is having her last treatment in a few days and the doctors say she is in remission. We are grateful to Pet's Best for their involvement. Thank you!!"