154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 03, 2023

I love never having to hesitate taking my dog to the vet

I’m on my 4th shitzhu and I’ve only needed pet insurance for “last illness”, but Chloe has been a different story. Within her first 6 months she poked her eye in something and it became infected and ulcerated…. First we ran to the vet but after they looked at her they sent us to the Animal Eye Clinic . She needed surgery, multiple meds every day and lots of follow up visits. When it looked as if the eye was saved, as well as her sight, we slipped her in to the vet to be spayed. Then, she scratched her other eye! Back to Animal Eye… this time no surgery but many meds daily and many follow up check ups. We came in close to the $10,000 annual limit ( a little over $8,000) . SPOT paid on each individual claim, less our deductible and then 80% of the balance. Their online portal is even easy enough for me to navigate without help from children or grandchildren! They paid each claim promptly. It’s nice to know I have a financial partner to help keep my Chloe well.

Insurer: Spot

By: Ellen

Verified October 03, 2023

Good benefits

The benefits, covering and waiting periods are the main factors that I really like about Spot.

Insurer: Spot

By: Shirin Mishan

Verified October 03, 2023

They cover a lot more than other…

They cover a lot more than other insurance companies. I'm really happy with them so far. The claim process is easy and their telehealth feature is nice when you have random questions about your dog. The only thing is that it takes a long time to get reimbursed.

Insurer: Spot

By: Orlando Valverde

Verified October 03, 2023

Claims were processed very quickly

Claims were processed very quickly. Very satisfied how fast payments were made. We’re wry pleased with the service.

Insurer: Spot

By: Randy Harrris

Verified October 03, 2023

Reasonable pricing for coverage and…

Reasonable pricing for coverage and quick claim/ reimbursements. Highly recommend!

Insurer: Spot

By: JC

Verified October 03, 2023

Valuable Service - So glad I have it…

I have one pup that has had a few very unexpected issues. My claims with Spot have been very easily to submit and responses are prompt. Highly recommend and am grateful for this service.

Insurer: Spot

By: Gloria W.

Verified October 03, 2023

Spot is great

Spot is great! I took my cat to the vet for a simple cold when they found a heart murmur for the first time. Thanks to spot I was able to do all of the diagnostic testing the vet recommended to make sure his heart was working okay. Spot provided me peace of mind that I can get everything the doctor wanted to make sure he was okay. And he is! Now I can’t rest assured and I’ll get my money reimbursed very soon. So thankful for spot!

Insurer: Spot

By: Carissa Gonzalez

Verified October 03, 2023

Inadequate coverage

Even though we’re covered for preventive care, our plan only covers when my dog is currently suffering from a condition. Also, the yearly allowance for medications my dog takes on a yearly basis (flea, tick, heart worm) is a paltry and totally inadequate amount. I will think long and hard about continuing this coverage.

Insurer: Spot

By: Tina Kwiatkowski

Verified October 03, 2023

Your website was easy to use and…

Your website was easy to use and logical. Sign up was simple.

Insurer: ASPCA

By: Ann DVM

Verified October 03, 2023

Fast reimbursement

Fast reimbursement. Easy to use app. I would recommend spot to everyone.

Insurer: Spot

By: Sarah Obrien

Compare top pet insurance providers plans.