154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2023

Absolute SCAM!

Absolute SCAM!! Check their Facebook and Instagram to see how many people they are screwing over. They stall for months and months on processing claims so you’ll continue to pay. Then after hundreds of dollars they deny the claim for some arbitrary reason and there’s nothing you can do. You also can’t cancel without calling, listening to a sales pitch and waiting 24 hours. They’re taking money to pad their wallets and then denying claims. You can easily Google their executives heart salaries to see where you’re stolen money is going Also beware of all the fake reviews below being put out by the company. Their limiting comments on their social media and putting out fake reviews. I’m guessing they’re going to continue to take as much money as possible before declaring bankruptcy in a way that protects them and they won’t have to pay out claims ETA this is the same generic response they give everyone with no real answer. I still haven’t gotten my claim processed after months or a refund

Insurer: Trupanion

By: Valerie Tisdale

October 14, 2023

GREAT INSURANCE COVERAGE

Lemonade's coverage is fantastic & so is the service. Claim processing is fast & easy.

Insurer: Lemonade

Veterinarian: Center Veterinary Clinic

By: Marsha

Useful
Verified October 14, 2023

The claim paying process went very…

The claim paying process went very smoothly

Insurer: Figo

By: customerPat

Verified October 14, 2023

My last experience was great

My last experience was great. FINALLY got a claim for "Mikalah" & it was processed much more more quickly than any other previous claims over the last few years. I hope this trend continues as its important to have a quick turnaround on claims. Thank you.

Insurer: ASPCA

By: Jack Beckwith

Verified October 14, 2023

Healthy Paws Pet Insurance

Healthy Paws is one of the easiest pet insurance experiences we’ve had. They’re quick to answer your questions, review your claims, and submit reimbursement if your pet was hurt. I would recommend them to anyone look for pet insurance!

Insurer: Healthy Paws

By: Ryan

Verified October 14, 2023

Spot Insurance has been great

Spot Insurance has been great! I bought the policy when my puppy was 8 weeks old. It has paid for itself over the past year.

Insurer: Spot

By: Cindy

October 14, 2023

Long claim time

Trying to give them a chance it’s been a month since I filed a claim and only communication I receive is me going to the app just to see my claim is queued..

Insurer: ASPCA

By: Christina Quiroz

October 14, 2023

Felt like a scam

I guess it’s not for everybody. We got our 11 month old rescue insured. Despite an email that noted only hip/leg issues would be declined within the first 6 months (this would be deemed “pre-existing”)… our first claim for a UTI (at least four months after getting her insured), they said it was pre-existing and denied the claim. This happened again with an ear infection. An eye infection (about a year into this) was finally accepted, but after the deductions, was almost negligible. It should be noted we provided the “soap notes” from the initial vet visit, which showed she was healthy. (We are family to the original owners who could not manage her). In the end, we cancelled the insurance and were rewarded with multiple offers to renew with no penalties! To us… this felt like a scam! Your mileage may vary!

Insurer: Fetch Canada

By: jainkw

October 14, 2023

Pets are family

My family has been with Nationwide Pet Insurance for over 20 years. Because of this insurance we have never had to say the word no to our trusted vets. When we seek veterinary care we look for the best in the field. Our pets are family and because of Nationwide we can give them the best life possible.

Insurer: Nationwide

By: Lisa Cummins

Verified October 14, 2023

Quick response

Quick response

Insurer: Spot

By: Rita Annarumma

Compare top pet insurance providers plans.