154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2023

Straight forward coverage

Straight forward coverage, quick reimbursement.

Insurer: Fetch

By: Don LoMurno

Verified October 14, 2023

Process to provide medical record needs improvement

So far the claim process is pretty good. The only one issue I have is when asked for medical record, upload the medical record from the website won’t clear the need action status. I have to email the records to the provided email address. I think that is a bit inconvenient and redundant.

Insurer: Spot

By: Ran Wang

October 14, 2023

Cancerous eye labeled a "pre-existing condition"

Almost a year after getting insurance through ASPCA, we discovered my cat had developed cancer in his eye and I had to pay $1,865 to have it removed. They rejected the claim, stating it was a "pre-existing condition" despite the fact that my cat had never been diagnosed with cancer before. Needless to say, I regret sinking so much money into their bogus insurance package. Will be following up with the Virginia Bureau of Insurance.

Insurer: ASPCA

By: Amber Farron

Verified October 14, 2023

Amazing

Amazing. Great coverage. They communicate and keep you updated. Reimbursement is fast and they pay for a great amount of the fees.

Insurer: Embrace

By: Christina Menendez

Verified October 14, 2023

Saving Baxter

Spot has paid my claims with a smile, and been very helpful over the phone. I wouldn't have been able to care for my elderly rescue dog otherwise.

Insurer: Spot

By: GEORGIA Lockwood

Verified October 14, 2023

Best coverage for the price

Best coverage for the price! I switched from another popular company…I made a claim with Spot and got great customer service and immediate payment…great company to have on your side. I now have peace of mind knowing my pet can have affordable medical care when needed without breaking my bank!

Insurer: Spot

By: Dennis Young

Verified October 14, 2023

They are pretty quick with reviewing…

They are pretty quick with reviewing claims

Insurer: Spot

By: Amanda Summers

October 14, 2023

Whenever I had questions and phone a…

Whenever I had questions and phone a rep to answer my questions about my coverage of my Chinese crested powder puff pup’s vet bills I was kindly and I mean kindly informed about what is covered and what is not making the process of submitting my claims less stressful. I have not only a toy dog but a rare breed(in Canada anyway) and have unique breed related needs. My puppy is quite a new experience to me as well as pet insurance. The last time I owned a dog was many years ago and pet insurance was not an option let alone owning a rare breed dog. Between my dogs breeder and fetch pet insurance my experience toady of owning a dog is exciting new experience and I have come to realize how wonderful it is to own a dog than ever before. I am a loyal client to Fetch Insurance .

Insurer: Fetch Canada

By: eva magnusson

Verified October 14, 2023

Very easy to work with and fast turn…

Very easy to work with and fast turn around time. 10/10 would recommend

Insurer: Spot

By: Grace Murphy

Verified October 14, 2023

So glad I signed up!

I’ve been very impressed with Spot so far. I’m so glad I purchased this insurance. My dog recently had to have major surgery on her leg and Spot was great, and honestly, a lifesaver. Very easy to submit bills and get reimbursed. I’m so glad I signed up for this insurance. Thanks Spot!

Insurer: Spot

By: Ashley D

Compare top pet insurance providers plans.