154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 16, 2023

Easy to use

The app is easy to use and my reimbursements have been quick. Having coverage for our new puppy has been great.

Insurer: Spot

By: Carrie

Verified October 16, 2023

Worked with an actual dog owner!

The fact that the person helping me had a large breed dog like myself and was able to give me some personal advice about raising them. It was very nice.

Insurer: Trupanion

By: Mike

Verified October 16, 2023

Great insurance coverage!

We purchased this coverage for our Cavalier puppy. We’ve have several instances where we’ve needed to be seen by emergency vets and even specialists and Spot has covered as promised. I’ve been extremely happy with the insurance and even happier that we made the decision to purchase the coverage.

Insurer: Spot

By: Angie D

Verified October 16, 2023

Spot pet insurance utilizes a very user…

Spot pet insurance utilizes a very user friendly consumer portal. I have four dogs and whenever I need to submit a claim I am able to navigate the portal quickly, find the names of my pets, and submit my claim. Emails are sent when submitted claims are received and again when they are processed. The process can also be followed in your portal. Claims are processed in a timely manner and reimbursement soon follows.

Insurer: Spot

By: Maureen Collins

Verified October 16, 2023

Website is easy to navigate

Website is easy to navigate, and upload all required documents for claims. The turnaround time for refunds once the claim has been reviewed and a decision made is one day if you have direct deposit. Overall experience with Embrace is excellent with no complaints. Thank you Smile

Insurer: Embrace

By: Deidra

Verified October 16, 2023

Everyone I have spoke to has been very…friendly and knowledgeable

Everyone I have spoke to has been very friendly and helpful with my claim and signing up for the insurance. The staff is very knowledgeable about everything.

Insurer: Spot

By: Saundra Torres

Verified October 16, 2023

Extremely slow

Extremely slow, no communication and I didn't even get reimbursed this time

Insurer: Spot

By: ANTOINETTE ROLAND

Verified October 16, 2023

Company With Experience

Timelines and Great Customer Service

Insurer: Spot

By: Tina Williams

Verified October 16, 2023

Easy to use great company

So glad I decided to get pet insurance on my adopted dog. It is so easy to submit a claim and it is so fast to get a reimbursement.

Insurer: Spot

By: Jackie

Verified October 16, 2023

We rescued a dog who needed neutered…

We rescued a dog who needed neutered and chip and your process to turn in the paperwork was wonderful and quick reimbursement

Insurer: Spot

By: Michelle Waddell

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