154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 16, 2023

Fast Turnaround Claims

Not that Tala is established, I first had a mandatory blood test to be able to continue her thyroid medication. I received notice of acceptance and in a very timely manner received my payment. I also had gotten Taka thyroid pills and had the same experience. I’m very happy with Embrace.

Insurer: Embrace

By: Micki Harriman

October 16, 2023

Overall great experience and company!

I've been with Embrace for a couple years now and I've only had great experiences with them. They really came through when my dog needed an MRI for his back. I also love that they give you a healthy dog credit that goes towards your payments.

Insurer: Embrace

By: Monica Ihnatsyeu

Verified October 16, 2023

Superior Services

My experience with enrolling in Prudent Pet had to do with the staff specifically Stephanie T. Stephanie was very informative, professional and thorough. She was very patient with me as my work schedule not consistent. She also has a good sense of humor.

Insurer: Prudent Pet

By: JenniLee

Verified October 16, 2023

Spot Pet Insurance is the BEST

Spot Pet Insurance is great! When I needed to file a claim, the process was easy and reimbursement was quick and what I expected!

Insurer: Spot

By: Tiffany Coin

October 16, 2023

They always seem to find a reason to…

They always seem to find a reason to defer or not make payments. Their communication is obtuse. I have made over 10 claims and only 2 have been paid. The only reason my rating is not a 1 star is because I just spoke to a representative who gave me a clear explanation and I'm re-submitting documents. I picked ASPCA because a friend suggested them when we got our dog. My friend has since stopped using ASPCA for the reasons above.

Insurer: ASPCA

By: analog canuck

October 16, 2023

Very user friendly

Very user friendly, didn't take very long to send in my claim.

Insurer: Pets Best

By: Diane Pearson

Verified October 16, 2023

5/5 Healthy Paws

Healthy Paws made it possible to save my dog's life after emergency surgery last week. They were simple to use, they processed my claim quickly, and even reached out to check on my pup after surgery! Can't recommend enough.

Insurer: Healthy Paws

By: Customer

Verified October 16, 2023

It was great because

It was great because, I didn't spend too much time submitting the papers online. It was that easy!

Insurer: Spot

By: Jerry P.

October 16, 2023

Works for Us🐾

Embrace has always been easy to use and works great for my pack, our hounds have been on the plan since 2018

Insurer: Embrace

By: Wendy Oberlander

Verified October 16, 2023

Not worth the cost

I opted for a preventative plus plan to help with the first year expenses of having a puppy including spay. Reimbursement was supposed to be 70% but it was about 20% for spaying. And I use an affordable small town vet whose charges were without the insurance limit. Also, our puppy hurt her paw, cried when she put weight on it. I took her to the vet. The claim was denied due to it being labeled as administration. I plan to cancel the policy now that our pup is a year old. We would have been better off putting $70 in a savings account each month.

Insurer: Spot

By: Dawn K

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