154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 17, 2023

Can't get easier or better!

This is my first year using Lemonade and I'm more than impressed! It was very easy to sign up and they explained all of my options in an easy to understand manner. Actually having options was amazing too! I could choose to cover specific things, like an annual exam, for example, rather than having everything lumped in, even if I didn't need it. The low cost, especially for a senior dog, was astounding as well. When it finally came time to file a claim (for an Annual exam with blood work) the process was painless. I used the phone app to list all the services that the Vet had provided, how much I'd paid, used my camera to take a picture of the invoice, and sent it to Lemonade (who had walked me through each step). Within four hours Lemonade had deposited all of the money they owed me into my bank account with no arguing about what was covered and what wasn't. The whole process was painless and easy. Thank you, Lemonade!

Insurer: Lemonade

Veterinarian: Allpets Veterinary Hospital

By: Michael

Useful
October 17, 2023

Watch their claims close, shop around better ones out thete

After 7 years with Trupanion they denied a claim saying it was preexisting condition that before or during first few months my dog was treated for it. Which she had not. Upon pressing them them they finally covered injury but now put entire bill toward a deductible. When I asked what the preexisting issue they were referring to they have nothing to say. I guess they are an insurance company and like most do not want to pay, and even lie about it

Insurer: Trupanion

By: MikeNance

Verified October 17, 2023

Having a pet that is injured or sick it…

Having a pet that is injured or sick it stressful. Expensive medical bills only add to the stress. Spot made reimbursement an easy process and fast. Well worth the monthly cost.

Insurer: Spot

By: Amy

October 17, 2023

Easy to use/ frustrated with past claims I missed

Easy to use, just frustrating to have to do it in three months when I pay for insurance and have missed three app. Getting paid cause of death, family, and extra people in house. Otherwise it’s easy to use and timely in responding.

Insurer: Embrace

By: Navadra

Verified October 17, 2023

Best pet insurance around!!

If you are looking for a pet insurance don’t look any further! Spot pet insurance has been beyond amazing and 1000% worth it! The turnaround time for claims is so fast and the coverage is so so good! My puppy broke his leg back in March and Spot took the added stress of expenses out of the equation so that we could focus on our little guy. I would absolutely recommend Spot to anyone looking for the best coverage around :)

Insurer: Spot

By: Ashley

Verified October 17, 2023

Our claims are processed the same day…

Our claims are processed the same day we submit them, and the reimbursement is deposited in our account within 2 days.

Insurer: Embrace

By: Gary Freedman

Verified October 17, 2023

The customer service people very…

The customer service people very helpful.

Insurer: Trupanion

By: customer

Verified October 17, 2023

Grateful

I was so grateful that I got some of his first puppy visit back. Now much more. But mostly his elaborate surgery( neutering, palette resection, nose and stomach biopsy) was partially covered. So incredibly expensive for a retired person but my companion deserves the chance for a healthy long life even though depleting a lot of my savings account. Thank you for communication with vets on questions and I didn’t have to do that. Would recommend SPOT to anyone.

Insurer: Spot

By: Mary Jane Eickhoff

Verified October 17, 2023

Highly Recommend

Spot insurance came in handy when my dog developed a chronic illness. Having this insurance made a difficult time more manageable. The claims and reimbursement process were simple and staff were friendly. I highly recommend to all pet owners!

Insurer: Spot

By: Matt C.

October 17, 2023

Very Happy Customer

I got news that my dog is diabetic. I called Trupanion to ask questions if he was covered. I spoke with Megan, she helped me to understand about my claims how to do my claims. This was not first time using customer service. My other pup had surgery customer service guided me through that. Handled my claims, spoke with my vets.

Insurer: Trupanion

By: Jerry & Charlotte

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