154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 06, 2023

Doesn't cover anything at all.

Don't bother if you want anything covered. I called before getting the insurance, was assured that my cat's issues would be covered, and then proceeded to get everything denied when I tried to file a claim. Absolute waste of money and time. I called to try and get claims looked at again, only to be denied again. I almost certainly will not be renewing my policy with them.

Insurer: ASPCA

By: Katelynn

November 06, 2023

Great customer service and help

Great customer service and help

Insurer: Embrace

By: James Carmichael

Verified November 06, 2023

Their customer service is excellent

Their customer service is excellent

Insurer: Trupanion

By: Elaine Doyle

Verified November 06, 2023

Spot pet insurance is excellent

Spot pet insurance is excellent. They always take importance to my claims. I have been to other insurers whose main objective is to make money only. God bless you. 🐶😇

Insurer: Spot

By: Andrea Garay

November 06, 2023

Process was easy to complete

Process was easy to complete, and I received the covered amount back as expected. No surprises! I’m very happy with my experience so far.

Insurer: Fetch Canada

By: Lucy

Verified November 06, 2023

A True Partner

Trupanion has been helping to look after my dog, Belle, since she was a puppy. She has had a wide variety of health issues but Trupanion is always there with financial and personal support. I don't what we would have done without it. Thank you.

Insurer: Trupanion Canada

By: Rod

Useful
November 06, 2023

Quick Response and Explanation

What I really like about Pet plus Us is their quick response time and explanations once a claim has been reviewed.

Insurer: Pets Plus Us

By: Natalee

Useful
Verified November 06, 2023

Find another insurance company

Embrace insurance is quick to reply to submitted expenses. Unfortunately, their pre-existing conditions are overreaching. My dog had a mild reaction to chicken once when she was a baby. Now several years later, she had a severe and sudden allergic reaction to an outside environment. Embrace refuses to cover any of this, saying the conditions are related, despite a medical report clearly stating that her exclusion was a "food allergy to chicken". The denial of the appeal also elaborated on the condition explaining things that are excluded that were not mentioned before in the medical report. An appeal from both our veterinarian and an allergy specialist have been denied. I would not recommend this company.

Insurer: Embrace

By: Katie S

November 05, 2023

Claim filing

Very easy to submit a claim. Staff that I spoke to were very kind and knowledgeable.

Insurer: Pets Best

By: Phyllis O'Neill

Verified November 05, 2023

Once you figure out the proccess its good!

First claim was a bit confusing, only thing I was fustrated with. Once figured out it was easy and now I know for next time. Out of $392 for bith cats the oreventit8ve care covered $300. So I am already feeling the benifit

Insurer: Spot

By: Steve Barbee

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