154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 17, 2023

Wow..what can I say

Wow..what can I say? My claim was handled in 2 days and the deposit was in the bank the next day by direct deposit. No problems, no pressure...my girl is new to me and a rescue, so this was the first visit, and it was completely covered under the Wellness plan part of her policy.

Insurer: ManyPets

By: Michele

December 17, 2023

Only had it a couple days

Only had it a couple days, but approved the heartworm 100 dollar payment in 24 hours. So, A+ thus far. Insurance isn't to try to get 100% of everything you spend each year (otherwise the insurance company would go broke) but to have in case some very expensive thing happens. I can't complain...

Insurer: Pets Best

By: MARK

December 17, 2023

The application process seemed very…

The application process seemed very smooth and straightforward.

Insurer: Embrace

By: Vernon Steele

Verified December 17, 2023

Submitting claims are easy and payout fast…

Submitting claims are easy and the turnaround for getting paid is very fast.

Insurer: Spot

By: Sabine Jessel

December 17, 2023

Scam artists. Sloppy ones, at that.

We were cautiously optimistic that the pet insurance we paid good money for would finally be useful when our pup was diagnosed with a soft-tissue sarcoma months after we started our coverage. But, like all insurance companies, Embrace did everything possible to avoid holding up their side of the deal. They denied our claim for surgery and treatment with a hollow and absolutely pathetic argument about their pre-existing conditions policy. Just understand that they will, without a doubt, weasel their way out of any obligation they have to cover your pet. And they’ll do it shamelessly, with the most mealy-mouthed legalese imaginable. Maybe the most pathetic thing about Embrace, though, is their utterly transparent lack of competence. While they deceitfully attempted to explain why they are denying our rightful claim to the coverage we paid for, they made blatant errors about the most basic facts of the case/claim (e.g., which side of the body the tumor was on, which anatomical space the tumor was on, etc.). Don’t make the same mistake we did buying Embrace pet insurance. You’re better off paying out of pocket from the start, since that’s what you’ll be doing anyway. P.S. If you have any doubts about the unethical nature of this company, just take a look at the comments they make on the negative reviews here. The feigned sincerity while they spit in your face is nauseating.

Insurer: Embrace

By: Ryan

Verified December 17, 2023

Spot works great for us. Easy and reasonable claim filing…

Easy and reasonable claim filing process. Excellent progress tracking and communication.

Insurer: Spot

By: John Baker

Verified December 17, 2023

Pet insurance you can trust

It’s been a year now having ASPCA insurance and I’m pretty happy with them. Anytime I’ve had to call in they are helpful and friendly. My reimbursements have come quicker…that’s a plus!!!

Insurer: ASPCA

By: Veronica Thorvilson

Verified December 17, 2023

It took over 3 weeks to finalize claim…

It took over 3 weeks to finalize claim for the death of our dog, communication was poor.

Insurer: Trupanion

By: customer

Verified December 17, 2023

So easy!!!

So easy!!!! New pet owner trying to navigate insurance. Thank you! You were recommended by a friend

Insurer: Spot

By: Leah Meredith

Verified December 17, 2023

Thorough knowledge and the ability to…

Thorough knowledge and the ability to communicate it.

Insurer: Trupanion

By: Naomi Murphy

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