154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 18, 2023

Healthy Paws has been WONDERFUL to work…

Healthy Paws has been WONDERFUL to work with! We have had out kitty insured with them since we adopted him, and he has had multiple kidney problems since. Healthy Paws been extremely helpful each time--they have reimbursed us with no issues whatsoever, and makes the process easy and fast. We will insure every pet we have with Healthy Paws from now on!

Insurer: Healthy Paws

By: Maryam Shapland

December 18, 2023

Easier than I thought

It was very easy to make the claim. Just a short audio explanation and the invoices of your vet.

Insurer: Lemonade

By: Julie

Useful
December 18, 2023

I referred 3 people December 5th

I referred 3 people December 5th, I was told I'd receive rewards within 48 hours, after emailing support. Well I have received absolutely NOTHING!!! DO NOT!!! refer people to this pet insurance company if you're expecting rewards in return 🤦🏽‍♀️

Insurer: Trupanion

By: Darlene Victor Trendsetta

Verified December 18, 2023

Thank you SPOT pet insurance

SPOT reached out to my vets and processed my claims quickly once they got the information from the vet. They covered the majority of the bill which allowed me to provide the care my dog needed. Without SPOT pet insurance, I wouldn't have been able to afford the care my fur baby needed.

Insurer: Spot

By: Patricia Machado

Verified December 18, 2023

Great Experience So Far!

Customer service reps are extremely friendly and knowledgeable. This company gives you the best bang for your buck and has nothing to hide. Everything is very transparent and easy to understand - and they’ll take the time to answer all of your questions.

Insurer: ManyPets

By: customer

Verified December 18, 2023

At first they denied my claim

At first they denied my claim. Then once it was discussed things went fast and the claim was paid

Insurer: Spot

By: Lisa Moi

December 18, 2023

No complaints department, ghosted once declined.

I didn’t realise there was a 15 day waiting period and unfortunately my cat was ill within that timeframe. After realising this, I cancelled but then got an email on the day of her surgery to resign up again as there would be no issues and no waiting period, no pre existing! It sounded too good to be true but I was hopeful and I resigned up after speaking with Katie who assured me it was all going to be okay. Well, it was too good to be true. Cat had to get surgery for stomatitis which cost $4,500! I emailed twice to get my claim reconsidered and got no reply. I called and asked to be put through to the complaints department. They do not have one?! Madness. I spoke with the supervisor who basically said tough titty, the wording on the email was confusing and that is not what we meant. No accountability. I cancelled and I am waiting to get a trustworthy company. The world of pet insurance is a battlefield. The reply is even confusing! I tried. It really is a shame I had to resort to trustpilot to get a reply to two emails. Save yourselves the time and get a complaints department.

Insurer: Fetch Canada

By: Lisa

Verified December 18, 2023

Excellent service at a great price.

Excellent service at a great price.

Insurer: Spot

By: Marjorie Swarts

Verified December 18, 2023

Easy to submit a claim and get reimbursed

I had to take my cat in twice to emergency animal care because he ate something he shouldn't. It was very expensive, but super easy to upload my receipt to Spot through their app to get reimbursed based on the plan I picked and they approved the claims quickly, with no hassle. Thanks Spot for removing the stress out of what was already a scary situation.

Insurer: Spot

By: Lauren

December 18, 2023

Diagnosis not listed as a choosable…

Diagnosis not listed as a choosable option while being told that because of that claim will be delayed even though diagnosis is listed on included paperwork. This is my first claim so in a learning process.

Insurer: Embrace

By: Sky’s Mom

Compare top pet insurance providers plans.