154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 10, 2024

I have been a previous customer

I have been a previous customer, and called to get a quote. This company is the only one that gets billed from the vet. Our vet recommended Trupanion as well. They worked with me to choose the right deductible and plan for our new pet. Prices as very very close to others plans, but you have to pay a bill first and then get reimbursed. So I chose the best company-Trupanion!

Insurer: Trupanion

By: sajiris

Verified January 10, 2024

Claim Filing

Easiness of filing claim information & paperwork.

Insurer: Figo

By: Bonnie

Verified January 10, 2024

Claim Processing

It’s definitely worth having Figo Pet Insurance. Coordinate carefully with your veterinarians about sending in the records so that doesn’t delay the processing of your claim.

Insurer: Figo

By: Edna Anne

January 10, 2024

Great every time I need support

Great every time I need support. Only reason they didn't get a 5 is ALL insurance companies make me nervous, but that's just a personal opinion.

Insurer: Trupanion Canada

By: andrew colford

Verified January 10, 2024

Goldendoodle puppy

Embrace has now covered 2 unrelated claims for our almost 1-year-old goldendoodle. Very easy to submit claims and very quick to receive reimbursement.

Insurer: Embrace

By: Cs

January 10, 2024

very fast return.

very fast return.

Insurer: Fetch

By: Cheryl Bond Kandel

January 10, 2024

Great pet insurance

Healthy Paws is great! Their insurance terms are clear and easy to understand, they respond quickly and reimbursement payments are sent quickly. They have been such a help in supporting our senior dog's health care.

Insurer: Healthy Paws

By: Kristina

January 10, 2024

Takes a while to be reimbursed

I have been with Trupanion for a couple of years. My bill increases every year. Then they increased twice in the last year because I live in "an expensive area" for pet wellness needs. I am now paying almost double what I was per month versus 3 years ago. ($115 per month) Turnaround time used to be 2-3 days on a claim which is important to have the money back. However the claim time is much closer to two weeks now. Also, I have to follow up on EVERY claim to ensure it's there. Half the time they can't find my claim in the system. Then I have to follow up a second time to ensure it is being handled. While the people are very pleasant to work with, I am unsure why the service does not work the way it is supposed to for me. Or why it takes so long now to get the money back.

Insurer: Trupanion

By: Jennifer Godere

Verified January 10, 2024

Very helpful on phone —-everyone 🐾

Very helpful on phone —-everyone 🐾

Insurer: Spot

By: Gerry Repar

Verified January 10, 2024

Chasing a wrongly denied claim

My issue isn't what happened this time but it was for a claim I filed in October last year. My vet and I received numerous requests for records that had been sent to Spot at least 4 times from me (don't know if vet provided or not). Then the claim was denied b/c of the records not being received. I used the correct email each time. I called Spot for help and was told each time that someone would expedite the claim or they'd call me back and nothing ever was done. It was extremely frustrating, to say the least.

Insurer: Spot

By: Theresa Shannon

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