154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 19, 2024

Worst Experience I have ever had.

After over 5 months of providing claim information and follow ups with this outfit I can honestly say that this plan is terrible. They do not have internal operations to provide customer service. Their personnel are poorly trained if at all and they put any disease into a preexisting condition category. As an RN I am familiar with preexisting conditions. An ear ache is not something that can be preexisting since it can be a year or more between inflammatory outbreaks. Do NOT waste your money on this company. Put the premium dollar aside to pay for vet bills or go with another insurance. This one sucks eggs.

Insurer: Healthy Paws

By: Christine

Useful
Latest 1 comments
Posted: | By: The Healthy Paws Team

We’re sorry your customer service experience did not meet your expectations. Claim decisions are based on your pet’s medical records and the signs/symptoms that are noted in those records. Most pet insurance companies including Healthy Paws use a pet's medical records to determine if there are any pre-existing conditions that would keep us from approving a claim. We're never happy when we have to deny a claim. We do our best to be transparent throughout our website, during the enrollment process, and in the plan documents available to each client in their online Healthy Paws account regarding the limited exclusions of our plan. Those exclusions are pre-existing conditions, preventative/routine care, and the office visit fee. Anyone visiting our website can see this information under our "Frequently Asked Questions" and in the sample policy. Since the records received noted multiple ear infections starting prior to enrollment, we could not provide coverage.

January 19, 2024

Raises premiums EXPONENTIALLY once your…

Raises premiums EXPONENTIALLY once your dog is in their mid-range. Fetch needs to review the competitors pricing and match up accordingly. In the last 5 years I have had this insurance, my premium went up from $300 to $1700!! This is six times the original premium and I never even had a claim in the first three years! Over the years they increased, doubled my premium, I never said anything but the most recent increase in premium went up another $700 straight away. $1700 annually plus tax for a $5000 coverage and 80% coverage is extremely low and unacceptable. Other insurance companies cover $10,000 to $20,000 for ~$1200 premium for the same dog. Almost feels like a rip off at this point because they think you cant move. When you call the customer service to talk about the premium, they have an attitude so its pointless. There is no solution outside of just cancelling or continuing to pay really. I would recommend to shop around. I am certainly not going with Fetch if and when I am looking for another insurance provider.

Insurer: Fetch Canada

By: Debbie Liao

Verified January 19, 2024

Great Service

Great Service

Insurer: Spot

By: Deborah Reule

January 19, 2024

Wonderful service

Our sweet little dog suffered a ligament tear in his left hind leg. He required surgery to repair it. Pets plus us insurance reimbursed us in 9 days. I’m so grateful for their support.

Insurer: Pets Plus Us

By: Fay

Useful
January 19, 2024

She was super helpful yes

She was super helpful, caring and knowledgeable. Very very.good first experience

Insurer: Fetch

By: Carolyn Grace Eramo

January 19, 2024

Affordable and easy

Buying insurance with Pets Best was easy and fast. The rates are affordable and they offer a few different options for plans. Filing a claim was easy and done online within minutes. My claim was approved and went towards my chosen deductible which is what I expected would happen. It did take almost 2 months to process my claim as they were very busy but I was kept up to date during the wait. So far I am very happy with this insurance and have recommended it to others.

Insurer: Pets Best

Veterinarian: Camano Island Veteranary clinic

By: Tammy

Useful
Verified January 19, 2024

Fast and courteous service

Fast and courteous service

Insurer: Figo

By: Mike

Verified January 19, 2024

Fast and easy

Filing the claim is fast and easy. Claim is settled quickly

Insurer: Spot

By: Pamela Fowler

January 19, 2024

So far so good as far as the insurance…

So far so good as far as the insurance with reimbursing me for things they cover. Thank you.

Insurer: Embrace

By: Tina Jones

Verified January 19, 2024

Still waiting for the name of the vet…

Still waiting for the name of the vet clinic to be corrected. Correct name is”River Bend Veterinary Clinic.”

Insurer: Trupanion

By: customer

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