154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 19, 2024

User friendly systems and good service!

User friendly systems and good service!

Insurer: Spot

By: Cynthia

Verified January 19, 2024

It was very easy to upload paperwork

It was very easy to upload paperwork. I received a response email is a very timely manner.

Insurer: Spot

By: Donna

Verified January 19, 2024

Very useful.

Helpful app

Insurer: ASPCA

By: Gary Keifer

January 19, 2024

My dog aspirated on her vomit and developed pneumonia and Trupanion denied her claim/24hr hospital stay claiming a pre-existing condition….. she’s never had pneumonia or stayed in a hospital before or

On approximately March 17, 2023, my dog aspirated on her own vomit and developed pneumonia resulting in a 24 hour hospital stay with the hospital bill just north of $2000. Trupanion denied the claim citing a previous upper respiratory infection…. My dog has never had pneumonia or aspirated on her own vomit. In my opinion this company is an absolute scam who helps with nothing. I was afraid to speak up at first, but I don’t think it makes a difference because I don’t think you would ever show up in any meaningful or effective way to help my dog either way. And before you respond to this with some flat empty response with some faux apology and no course of action and invite me to contact you to hear whatever I can only assume as additional fluff versus you reaching out to me and making a difference……..save it. Thank you so much for sending me the email asking me to rate the likelihood of my recommending you to others so I can reciprocate and share the zero support that you’ve shown me.

Insurer: Trupanion

By: Lacey S

January 19, 2024

DO NOT BUY this insurance

DO NOT BUY this insurance. They keep increasing monthly payments and know your cannot switch because if you go to another insurance provider anything your pet has will be considered ‘ pre existing’ and not covered. They also take a lot of time to reimburse you. They just don’t want to pay you. I switched because for my last claim they didn’t process even after one and a half months. I kept calling and it was all excuse that vets didn’t respond. You can find much better insurance elsewhere.

Insurer: Trupanion

By: Shreya

January 19, 2024

They make all approved claims meet your…

They make all approved claims meet your deductible; you don't receive a claim check. Unless your pet is very ill, you'll never get a claim amount paid to you. Plus they make you start every year with past claimed, deducted amounts erased so it's virtually impossible to ever receive a dime after paying premiums year after year!

Insurer: Embrace

By: Michael Ritter

January 19, 2024

First Appointment

This was our first claim for a wellness check and vaccinations for our 1 year old Golden Retriever. I found the process to be easy and well defined. Thank you very much!

Insurer: Embrace

By: Sherrill Ornberg

January 19, 2024

I called them yesterday and I'm…

I called them yesterday and I'm definitely going to be a part of the SPOT family in a couple weeks. Can't wait. I called and for the first time , I understand exactly how pet insurance works. So thank you Spot Pet Insurance for everything. Can't wait to be a part of the family.

Insurer: Spot

By: customerL.Renee

January 19, 2024

Wish I could give more stars!

We decided to get pet insurance after a scary accident with one of our dogs. I did a lot of research and found one that I felt was going to be the best option for us. We did go with manypets. We have now had four claims in total with them in the 2 years we have had them. I cannot stress how easy and stress-free every single claim has been! I can not recommend them enough!

Insurer: ManyPets

By: Zannah Coffey

January 19, 2024

First time submitting claims and was a…

First time submitting claims and was a learning experience for me as I didn't realize there was a time limit to submit claim (180 days) - if I read, I must have forgot.

Insurer: ManyPets

By: Virginia Lake

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