225,027+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,027 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,027 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,522 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 21, 2023

My experience with Lemonade

At first they seemed ok. I have a puppy now 11 months old. I received money back on vaccines. He got kennel cough, I sent them the bill but they needed to contact my vet for more information. I think they may have covered something. The real issue I had was when I neutered my puppy. They covered the neuter as it says in my contract.. which they kept referring back to. They don’t tell you that they don’t cover the anesthesia, the laser, or even the medication you get sent home with. I was very surprised. The neuter itself was $343, they reimbursed me $120. He did need some teeth removed but I already knew that wouldn’t be covered. However, there is a list of about $247 of things I thought would be covered including anesthesia & the laser required for surgery, as well as medication for after care.

Insurer: Lemonade

By: Charna

Useful
April 21, 2023

I hope they are good

I hope they are as good as I heard

Insurer: Spot

By: Diane Fencl

April 21, 2023

HAVE NOT USED THE INSURANCE FOR MY DOG…

HAVE NOT USED THE INSURANCE FOR MY DOG QAS OF NOW.

Insurer: ASPCA

By: fred accario

April 21, 2023

Have to jump through hoops to get claims paid

Processing this claim took 3 attempts and 4 months. 2 denials due to our vet not providing the requested information, however they provided us with the confirmation from the fax they sent. I had to physically go to the vet, have them print all the records, then screenshot all pages and submit on the site to get positive results. If I hadn’t persevered, this would have never been possible. I’m sure many people would just give up, but I pay over $100 a month to cover our fur babies… and it honestly shouldn’t be this difficult, I mean there is no way to talk to a person, and email responses are canned responses that are 0% helpful. Why is it necessary to supply all records (from the pets 1st visit to current) for every single claim?? Why can’t Pets Best just request the newest records, since they have had the previous records already submitted in the past? Not user friendly in any way shape or form!

Insurer: Pets Best

By: Kathryn Jordan

April 21, 2023

BEST PET INSURANCE ON THE MARKET

OUTSTANDING SERVICE IN ALL ASPECTS OF INSURANCE. MY LABRADOR HAS HAD EXTENSIVE ORTHOPEDIC SURGERY AND TREATMENTS DUE TO ARTHRITIS AND A BIRTH DEFECT. HEALTHY PAWS INSURANCE HAS COME TO THE RESCUE. ONGOING TREATMENTS AND SURGERY BILLS HAVE BEEN TAKEN CARE OF USUALLY WITHIN 48-72 HOURS. COULDN'T ASK FOR MORE. HIGHLY RECOMMENDED. 5 STARS

Insurer: Healthy Paws

By: PHILIP

Useful
April 21, 2023

Quick and easy.

Quick and easy.

Insurer: Sonnet

By: Juan

April 21, 2023

The turn around time is getting shorter

The turn around time is getting shorter

Insurer: ASPCA

By: Philda Barnes

April 21, 2023

Everything is very smooth and easy for…

Everything is very smooth and easy for the claim

Insurer: Embrace

By: Yangil Ro

April 21, 2023

Great Insurance

It IS so easy to submit a claim on Embrace. It literally takes minutes and you just need a scan or copy of your receipt. Highly recommended

Insurer: Embrace

By: Adam Silva

April 21, 2023

Their mistake but I am paying for it

Their mistake but I am paying for it. I submitted a claim for a visit. In that visit I also paid for medication for a pre-existing condition unrelated to the visit. I even noted on the claim the medication was not included in the claim as I knew it was not covered. The claim was denied in error for preexisting. The representatives admitted the mistake and yet the claim was still denied. I have since had to appeal the claim and it is still Not paid since 01/30/23 even though three separate representatives stated that I was correct and made the proper notation and my claim was to be covered excluding the medication.

Insurer: Pets Best

By: KRISTINA

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