154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 27, 2024

I enrolled online but it didn’t go…

I enrolled online but it didn’t go through so I called and the representative was very helpful and so nice.

Insurer: Trupanion

By: customer

Verified January 27, 2024

The Healthy Paws team was invaluable to…

The Healthy Paws team was invaluable to me recently, when my dog needed bilateral TPLO surgery. The staff were kind, caring and professional throughout the claims process-from providing me with information regarding what would be covered, setting up a direct pay plan with my vet, the quick response to a setting up the plan and approval process, and such quick and clear communication with respect to the reimbursement to the vet. My vet also commented to me on how very professional, and what quick responses and thorough information and communication they had with the Healthy Paws team as well…. Setting up the direct pay, approving the estimate and then the payment, which was all done within a week of the surgery. And someone from Healthy Paws kindly checked in with me after the surgery to see how our dog was doing! Best service at a difficult time! Thank you Healthy Paws team.

Insurer: Healthy Paws

By: Karen

Verified January 27, 2024

Great insurance and 24/7 telehealth

When I got my little Frenchie everyone said to get pet insurance, I chose Spot and made my first claim within days of getting Spot, no issues whatsoever. I also made a call to a one of their vets, she was super helpful and incredibly nice! Highly recommended.

Insurer: Spot

By: Julia

January 27, 2024

MetLife pet insurance are big scam and…

MetLife pet insurance are big scam and crooks , my dog had a claim for bacterial infection and they denied claim giving excuse that it’s preexisting condition ( which is a big lie) because when I appealed the claim the VET gave a letter explaining its not preexisting condition and dog was not treated for anything similar within last 12 months so it’s not considered as preexisting condition but they took over 45 days and still denied it , this business are sucking money out of the pet owners . We buy pet insurance for our pets to get timely emergency treatment and make sure they taken care of but these insurance companies making us suffer by not paying back the genuine claims and what the pet deserves. There should be a lawsuit against them and the government should take action against such scammers , willing to file class action lawsuit .I will not recommend them to anyone. Very disappointing because I was in impression that they are good company but they proved me wrong.Very horrible customer service because they don’t know anything about the claims submitted and ignored my invoice. They are full of baloney … SO BEWARE

Insurer: MetLife

By: Jas S

Verified January 27, 2024

I did it online and it wasn’t…

I did it online and it wasn’t complicated.

Insurer: Trupanion

By: Annice

Verified January 27, 2024

A Great Experience

It's a user friendly system that is responsive.

Insurer: Spot

By: M.C.

January 27, 2024

$55 visited and only $8 reimbursement

$55 visited and only $8 reimbursement. Please explain?

Insurer: ManyPets

By: Beverly

January 27, 2024

Lovely & caring customer service

Lovely & caring customer service, I love Trupanion's commitment to making caring for sweet pup's more accessible. As a pet parent it is so important to me to invest in their wellness and having a company that is open to understanding how important preventative care is really important. I hope Trupanion expands on their current plans to include some preventative care expenses that can be just as high as emergency services. Overall great job :) Happy to try them out while my pup is learning how to put his best paws forwards :)

Insurer: Trupanion Canada

By: denysia

January 27, 2024

Multiple claims, never had a bad experience

I’ve filed multiple claims with pets best over the last 5 years and never had an issue. They’re fast, reasonable and claims are super easy to submit.

Insurer: Pets Best

By: Sara Hilt

January 27, 2024

Fast and accurate claim process

Our baby was diagnose with cancer, with treatments he is doing wonderful. Treatments are costly, I was so glad I had subscribed a health policy. I thougt it would take some time to receive my reimbursements. They were processed quickly. I sent the diagnosis with my first claim. They had all the info and all my claims are processed within a week.

Insurer: Pets Plus Us

Veterinarian: Centre veterinaire Daubigny - Québec

By: Nathalie

Useful

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