154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 14, 2024

If I could give them zero stars I…

If I could give them zero stars I would. Fetch was great until it wasn’t. They don’t actually care about your pets so don’t be fooled by their messaging like I was. They will decrease your policy to their highest deductible and to the lowest co-insurance coverage with no warning or explanation. You will have to fight for the reason behind the change. They won’t even give you policy options like it states in your renewal email. It is a take the lousy offer or just leave. Pet insurance companies know that if you start using the pet insurance then you are stuck if you want coverage for your pet. Everything becomes pre-existing. It is so easy for them to screw you over and they enjoy doing it. I was more than happy to pay more money for the policy I had. I was even expecting the premium to go up. I was planning on paying it. I wasn’t expecting them to raise my deductible, lower my co-insurance, and lower the premium. None of this makes sense. What is the point of being a loyal customer if they just take away the policy you’ve been paying for. You had a loyal paying customer that you have now screwed over and proven that you actually don’t care about animals and their owners at all. The customer service is so awful. I used to recommend so many people to this company but never again. The fact that I have talked to multiple that said we can’t help you. We aren’t going to do anything or help you. What happened to good customer service? I need a company to rely for my pets needs and this one just isn’t it. Please, whatever you decide to do, find a better company for your pets. I miss Petplan. They were a great company. It sucks that Fetch bought them. I’ve had nothing but issues with Fetch.

Insurer: Fetch

By: Love2dazzle

February 14, 2024

The best pet insurance out there by…

The best pet insurance out there by far. I always get reimbursed for my dogs visit to the veterinarian.

Insurer: Pets Best

By: Gina Belair

Verified February 14, 2024

Thank you for providing insurance for…

Thank you for providing insurance for Mr. Wilson. Today is his Birthday. Happy Valentine’s Day. Brenda

Insurer: Figo

By: Brenda Marjorie Russell

Verified February 14, 2024

The claims process

The claims process was time consuming and inefficient. There was a lot of miscommunication and it took too long.

Insurer: Spot

By: Kelly Keith

Verified February 14, 2024

Excellent

They are always right on top of reimbursement for people submitting claims. The staff when u call are very insightful. I would highly recommend spot pet insurance to anyone

Insurer: Spot

By: Maggie Dahl

Verified February 14, 2024

Easy claim filing

Easy claim filing on the app and my claim was reviewed and completed in 3 days!!

Insurer: Spot

By: Ronald Schultz

Verified February 14, 2024

Fast service

Fast service! Great coverage! Great customer service!

Insurer: Spot

By: Renee Miller

Verified February 14, 2024

Initial Review

This is only a review for an initial accounting. I have not made any claims yet. The process of looking for a plan was pretty grueling but I settled for ASPCA based on price, offerings, and reviews. Their member website seems very intuitive. I received a paper copy of the contract and their electronic communication is good. I have not used customer service so cannot talk to it. The problem with any type of health insurance is the increase in costs for your dog as it ages. You should note that if you try to buy any pet insurance they will be looking at your pet's record for pre-existing conditions or symptoms. It will not be covered as per your contract until they are free and clear of ANY symptoms listed previously to getting insurance. I settled on a lower premium and am going to match it to savings.

Insurer: ASPCA

By: tdelavayi

Verified February 14, 2024

Quick and easy!!! WOW!

Quick and easy covered almost everything I only spent $10 out of $120 visit! Super easy to work the website

Insurer: Spot

By: Jaz

Verified February 14, 2024

WHAT WE LIKE IS THREE COVERAGE ONE FOR…

WHAT WE LIKE IS THREE COVERAGE ONE FOR ACCIDENT AND ILLNESS AND PREVENTIVE CARE THE WELLNESS PACKAGE YOU WOULD USE IF YOU ARE A GOOD PET OWNER. MOST PET INSURANCE HAVE A DEDUCTIBLE ON THE WELLNESS CARE BUT NOT SPOT PET INSURANCE

Insurer: Spot

By: Ronald Louks

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