154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 24, 2024

Simply THE Best!

From sign-up, to claim submission, to reimbursement, the process couldn't be any smoother or more straightforward. Thank you for removing so much stress from pet ownership.

Insurer: Spot

By: Jordan

Verified February 24, 2024

Super quick and fair

Super quick and fair

Insurer: Embrace

By: Brian Carter

Verified February 24, 2024

Easy process to claim

Easy process to claim, received money quickly. Great prices.

Insurer: Spot

By: Patty Walsh

Verified February 24, 2024

It was very easy to sign up

It was very easy to sign up

Insurer: Trupanion

By: customer

February 24, 2024

Very costly .....My policy went up a lot in price with…

My policy went up a lot in price with the renewal I was not happy about that. Also I am paying a co pay on every bill I submit per item, copay for the visit I can understand but why copay on her meds? I am now seeing if the monthly cost is really worth it.

Insurer: Pets Best

By: Laureen Tipa

Verified February 24, 2024

They used to be good, now they just rob you

I agree with other reviewers - Trupanion used to be great. Now they are ZERO STARS. I had them with my second furbbaby and never had a problem. I got them again with my third kid. I just realized that AFTER THE FIRST MONTH, Trupanion raised my premium (automatic deduction) $25 WITHOUT NOTICE AND MY CONSENT. I only realized this when they sent me a notification they would be raising my premium AGAIN THIS YEAR. I thought they were raising it $30, but it's actually $10 because THEY ALREADY RAISED IT $25 WITHOUT MY KNOWLEDGE!!! They want me to pay $85/month. FOR A TWO YEAR OLD DOG. FOR NO OTHER REASON THAN GREED. We have NEVER FILED A CLAIM BEFORE. These people admit there is a PHONE RECORDING of our price conversation BUT REFUSE TO LET ME HEAR IT. I am considering suing them. By the way, this all started because of DR SMITH who wrote something in his medical report when he was 5 MONTHS OLD. He TWO AND WE'VE HAD NO ISSUES. DONT USE TRUPANION AND CATS AND DOGS IN LONG BEACH. PLEASE READ ALL BBB COMPLAINTS ABOUT THIS COMPANY. Please be sure to call your bank to BLOCK payments if and when you cancel because THEY DELAY CANCELLATION AND COLLECT YOUR MONEY.

Insurer: Trupanion

By: Julie

Useful
Verified February 24, 2024

Used to be a good company now they just rob you

I agree with other reviewers - Trupanion used to be great. Now they are ZERO STARS. I had them with my second furbbaby and never had a problem. I got them again with my third kid. I just realized that AFTER THE FIRST MONTH, Trupanion raised my premium (automatic deduction) $25 WITHOUT NOTICE AND MY CONSENT. I only realized this when they sent me a notification they would be raising my premium AGAIN THIS YEAR. I thought they were raising it $30, but it's actually $10 because THEY ALREADY RAISED IT $25 WITHOUT MY KNOWLEDGE!!! They want me to pay $85/month. FOR A TWO YEAR OLD DOG. FOR NO OTHER REASON THAN GREED. We have NEVER FILED A CLAIM BEFORE. These people admit there is a PHONE RECORDING of our price conversation BUT REFUSE TO LET ME HEAR IT. I am considering suing them. By the way, this all started because of DR SMITH who wrote something in his medical report when he was 5 MONTHS OLD. He TWO AND WE'VE HAD NO ISSUES. DONT USE TRUPANION AND CATS AND DOGS IN LONG BEACH. PLEASE READ ALL BBB COMPLAINTS ABOUT THIS COMPANY. Please be sure to call your bank to BLOCK payments if and when you cancel because THEY DELAY CANCELLATION AND COLLECT YOUR MONEY.

Insurer: Trupanion Canada

Veterinarian: Prospect Heights Animal Hospital

By: Julie

Useful
February 24, 2024

Coverage promises do not match claims…

Coverage promises do not match claims performance. I love SPCA, but I would never buy their insurance coverage... though I thought coverage expensive, it is the SPCA and I am inclined to support, but the claims handling and payment is extremely substandard. Also, ability to cancel seems to be well hidden from policyholders.

Insurer: ASPCA

By: Tom Benson

February 24, 2024

THE VERY BEST!!

This is be best pet insurance group we could have possible asked for. We had to put our little 4 year old puppy to sleep and every time I call the staff are the most sensitive and compassionate you could ever ask for. Not to mention the insurance company stands behind what they say! They exceeded our expectation.

Insurer: Pets Best

By: Selena Henson

Verified February 24, 2024

I love spot

I love spot! Such a professional pet insurance company. Responds to claims fast and representatives are always friendly !

Insurer: Spot

By: Rylee Appelgate

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