154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 25, 2024

Fetch is a great pet insurance to work…

Fetch is a great pet insurance to work with. The reimbursement process has been quick and they communicate each step. They also have added the Wellness Benefits that are convenient for Senior dogs.

Insurer: Fetch

By: Stefanie

Verified February 25, 2024

Waited over three months for them to process a claim

When I first got my dog over two years ago I got embrace the exact same day. They said I had a 6 month waiting period and I needed to get a vet visit within two weeks to make sure he was healthy. I did that and I sent it in. Then in NOVEMBER 2023 I submit our first emergency claim. Embrace refused to process it because they needed ALL medical records since I “never visited the vet after getting the policy” I told them I did and I sent in all the paperwork and it even said in the doctors note that this visit was for insurance and then they magically said they found it and they would process my claim. They still didn’t and wouldn’t until I got the records from when he was 8 weeks old and still belonged to the breeder. Almost a month later they finally reimbursed me. Three months to process one claim? That was unbelievable and everyone else I have talked to about other companies said their claims were always processed in a couple of days. I was just very disappointed by their lack of professionalism and how they handle business.

Insurer: Embrace

By: Disappointed dog mom

February 25, 2024

Affordable and easy to submit claims!

Fetch makes it easy to submit a claim and get reimbursement quickly! Customer service is always very friendly and helpful. Very affordable and it’s already paid for itself this year! I love that as you remain a loyal customer, it gets even more affordable. Overall, amazing pet insurance and that’s why I’ve stuck with them every year - after I’ve shopped around with competitors!

Insurer: Fetch

By: Siobhan Hazelwood

February 25, 2024

I have been so impressed with the…

I have been so impressed with the coverage, fast turn around and overall communication from this company. I would highly recommend them for anyone looking for pet insurance. Worth every penny and at a very reasonable price.

Insurer: Fetch

By: Patty Lordi

Verified February 25, 2024

Very easy to apply

Very easy to apply

Insurer: Trupanion

By: Allison C

Verified February 25, 2024

Great experience

They have always been prompt with my claims and excellent customer service!

Insurer: Spot

By: Emily Smith

February 25, 2024

Would recommend.

Fetch has been excellent for us through our dogs cancer treatment. Would recommend.

Insurer: Fetch

By: Carter Young

February 25, 2024

Thrilled With Fetch Policy

I signed up for Fetch 7/22. In January this year, I took Winnie to the vet. He was admitted to the hospital where he stayed for 4 days. Submitting the claim was easy, and I set up direct deposit to my checking. Fetch sent updates, stating they were working on the claim. After approximately 10 days, I called customer service. They needed bills from vet services for the prior year; explaining he had none, she assured me the claim would be processed within 7 days. It was just a couple. The two claims since were paid within a few days. I am thrilled I purchased Fetch. Only glitch was Winnie's lack of vet visits, which was quickly noted by customer service. Filing claims is easy, receiving reimbursement quick. I highly recommend Fetch.

Insurer: Fetch

By: Margaret Smith

February 25, 2024

I love Fetch

I love Fetch! Not only is the coverage great, but the app makes it so easy to file a claim. They keep you informed on progress via email and text, so I never have to follow up on the status. And finding policy information is easy. I highly recommend Fetch for your fur babies!

Insurer: Fetch

By: PAMELA WONG

Verified February 25, 2024

I was disappointed

I was disappointed. I’ve always had great experiences with trupanion. But the price was outrageous compared to what I’ve paid in the past. After questions it multiple times the rep finally told me they were including and extra “recovery package” when I made it clear I only wanted the same coverage I’ve had on my previous dog. After a very very long conversation, the price is still very high. Almost the same as I paid for the exact same breed, sex of dog, in same zip code as my six year old dog for my 8 week old puppy. I still don’t trust I was given a fair price and am still contemplating canceling it. It was not a good experience and I still have not seen my one month free credit come through that I was supposed to get if I let my sales rep know within 24 hours of my puppies wellness appointment. I emailed him immediately as instructed and have not even gotten a response. Disappointed.

Insurer: Trupanion

By: customer

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