154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 17, 2024

Is Fetch as good as their customer service?

I was looking for a good insurance and not only a company that takes premium. According to Amanda Fetch delivers. I was told that some pre-existing conditions could be considered not pre-existing. We will see if it is accurate. I, however, appreciated the time and information Amanda provided and hoping that Fetch Insurance is all that she said. Amanda knows the policy, is kind and understanding.

Insurer: Fetch Canada

By: Nancy L.

March 17, 2024

Probably my last year with this insurance

As far as filling out claims and getting them paid, I would give 5 stars; for raising my annual premium almost $200 without giving me ANY notice...just hitting my credit card for the amount at 3 a.m.....I give them 0 stars. This is NOT a way to treat a customer!!! Had I known the premium was going up that much, I would've shopped around for new insurance. I suspect that's why I got no notification. NOT a happy customer.

Insurer: ASPCA

By: customer

Verified March 17, 2024

Feeling Good

Thankfully I have not had an occasion to use my Figo insurance yet, but I appreciate the information and updates they send out. I feel comfortable that when I need to use my policy, it will be a positive experience.

Insurer: Figo

By: Coco mom

Verified March 17, 2024

I hated the entire experience!

I had to provide documents from 4 years ago from two different vet clinics for medical history. Embrace told me that they had requested these documents from the clinics for months but it was clearly a lie. I had to do it my self, ridiculous. Afterwards, my claim took about a month and a half to be processed before I got a refund. The only reason I received a refund was because I fought long and hard against them, even providing x rays, because they claimed “pre-existing condition” over a skin mass that was found 3 years prior. But the real reason we cancelled our policy was because after a year of owning the policy, Embrace decided to increase our premiums by 50%! Stating that because our dog was 1 year older (13yo), inflation, and costs in my area this justified such a large price increase. I highly discourage anyone getting pet insurance. Save a little money each month and invest it. This option is significantly better than giving your money and your time to these insurance companies. They created more stress for me during a time of need. I cancelled and will not be looking back.

Insurer: Embrace

By: Natalia Hallam

March 17, 2024

Amanda was so helpful!

Amanda was so helpful, patient, kind, and so knowledgeable - a perfect combination for me, a first-time dog owner.

Insurer: Fetch

By: Sally

Verified March 17, 2024

Easy process and quick resolution

I can’t explain how grateful I am that this process was so simple! We got a terminal diagnosis for our pet and the claims process was easy and quickly resolved. I highly recommend this company.

Insurer: Embrace

By: Desaree

March 16, 2024

Amanda was genuinely happy to be…

Amanda was genuinely happy to be chatting with me, so knowledgeable, kind and explained everything thoroughly. Really appreciated her assistance.

Insurer: Fetch Canada

By: Lesley

Verified March 16, 2024

Absolutely fantastic

Absolutely fantastic, they took care of my reimbursement in a matter of a couple days!!! Will recommend to anyone!!

Insurer: Spot

By: Robert Caldwell

Verified March 16, 2024

It is easy to get a quote

It is easy to get a quote, set up insurance and to submit a claim.

Insurer: Spot

By: Barbara Jinnett

Verified March 16, 2024

Easy enrollment and fantastic customer…

Easy enrollment and fantastic customer service!

Insurer: Trupanion

By: Theresa

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